12101 Debby Dr, Parma (Cleveland), OH 44130 Property Records

Cuyahoga County property record for 12101 Debby Dr, Parma, OH 44130

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,456 sqft · built 1959
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Aug 2019)
Tax Bill$4,092 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN457-12-038

Property Details

APN / Parcel Number

Primary APN457-12-038

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area988 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1966
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions150 ft deep x 55.6 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Deck Area48 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address12101 DEBBY DR
CityPARMA
StateOH
Zip44130-5825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-A
Legal DescriptionELY 37 MJGROSS#6 0151 ALL
Legal SubdivisionMJGROSS#6
Legal Lot Number151
JurisdictionCUYAHOGA OH
Township / Civil DivisionPARMA
Census Block Group2
Census Block2002
Census Tract177605

Owner

12101 Debby Dr is owned and occupied by an individual who bought it in August 2019.

Source: Cuyahoga County records, as of March 20, 2026

Owner of RecordIndividual Name on File
Mailing Address12101 DEBBY DR, PARMA, OH 44130-5825
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2019Warranty Deed, Transfer · Conventional Mortgage
NATIONS LNDG
Jul 27, 2018Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 23, 2019 · Amount on File
Deed SaleAug 23, 2019 · Amount on File
Prior SaleApr 2, 2013 · Amount on File
Deed Document Number0008230745
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateAug 23, 2019
Property Address12101 DEBBY DR, PARMA, OH 44130-5825
Document Number0008230745
Instrument DateAug 22, 2019
Instrument8230745
Transaction TypeTransfer
Record UpdatedSep 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$700.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12101 DEBBY DR PARMA OH 441305825, PARMA, OH 44130-5825

Mortgage

Document Number8230746
DateAug 23, 2019
Instrument8230746
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 22, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJul 27, 2018
Property Address12101 DEBBY DR, PARMA, OH 44130-5825
Document Number0072707774
Instrument DateJul 24, 2018
Instrument72707774
Transaction TypeTransfer
Record UpdatedAug 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address12101 DEBBY DR PARMA OH 441305825, PARMA, OH 44130-5825

Mortgage

Document Number7270775
DateJul 27, 2018
Instrument7270775
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALSS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12101 Debby Dr was $4,092 with a homeowner's exemption, up 3.8% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityParma City
Unified School DistrictParma City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,092.00 (+3.81%) Homeowner's exemption$71,960 (-) Land $13,300 Building $58,660
2024$3,942.00 (-7.59%) Homeowner's exemption$71,960 (+17.47%) Land $13,300 Building $58,660$205,600 Land $38,000 Building $167,600
2023$4,266.00 (+0.99%) Homeowner's exemption$61,260 (-) Land $10,820 Building $50,440
2022$4,224.00 Homeowner's exemption$61,260 Land $10,820 Building $50,440
2021$175,000 Land $30,900 Building $144,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12101 Debby Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12101 Debby Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Debby Dr

Nearby Streets

Search Property Records by Address or Parcel Number