Hamilton County property record for 12130 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,226 sqft · built 1970 |
| Lot Size | 0.188 acres (8,189 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,900 (Jul 2021) |
| Tax Bill | $3,964 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0333-00 |
| Primary APN | 510-0011-0333-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,226 sqft Living Area |
| Gross Area | 2,683 sqft |
| 1st Floor Area | 1,226 sqft |
| Basement Area | 1,226 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 8,189 sqft (0.188 acres) |
| Lot Dimensions | 132 ft deep x 54.6 ft wide |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12130 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 54.64 X 132.25 IRR LOT 300 KINGSBRIDGE SUB BLK L |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | L |
| Legal Lot Number | 300 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21508 |
Source: Hamilton County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12130 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Jul 9, 2021 | Survivorship Deed, Transfer · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Sep 18, 2007 · Amount on Record |
| Deed Document Number | 202183441 |
| Deed Book / Page | 14455 / 962 |
| Prior Transfer Date | May 26, 2006 |
| Prior Transfer Doc | 0000095183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 13, 2026 |
| Property Address | 12130 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000066120 |
| Book / Page | 15728 / 341 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202666120 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 12130 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000066120, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 15728/341 |
| Instrument | 202666120 |
| Name | SPRING EQ LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 9, 2021 |
| Property Address | 12130 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000083441 |
| Book / Page | 14455 / 962 |
| Map Reference | MB 151 PG 5&6 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-0083441 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $587.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12130 WESTERLY DR, CINCINNATI, OH 45231-1023 |
| Document Number | 0000083442 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021-0083442 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,964.00 (+7.83%) | $68,565 (-) Land $9,184 Building $59,381 | $195,900 (-) Land $26,240 Building $169,660 |
| 2024 | $3,676.00 (-0.59%) | $68,565 (-) Land $9,184 Building $59,381 | |
| 2023 | $3,698.00 (+31.79%) | $68,565 (+61.83%) Land $9,184 Building $59,381 | $195,900 (+61.83%) Land $26,240 Building $169,660 |
| 2022 | $2,806.00 Homeowner's exemption | $42,368 Land $7,553 Building $34,815 | |
| 2020 | $121,050 Land $21,580 Building $99,470 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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