Hamilton County property record for 12123 Westerly Dr, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,728 sqft · built 1970 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,137 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0345-00 |
| Primary APN | 510-0011-0345-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 1,998 sqft |
| 1st Floor Area | 729 sqft |
| 2nd Floor Area | 999 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 120 ft deep x 77.4 ft wide |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12123 WESTERLY DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1071 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTERLY DR 77.43 X 120 IRR LOT 313 KINGSBRIDGE SUB BLK L |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | L |
| Legal Lot Number | 313 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 21508 |
12123 Westerly Dr is owned and occupied by two individuals who acquired it in December 2021.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2022 | Intrafamily Transfer, Transfer |
| Dec 20, 2021 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Aug 31, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 20, 2021 |
| Deed Sale | Dec 20, 2021 |
| Prior Sale | Oct 8, 2014 |
| Deed Document Number | 2021152156 |
| Deed Book / Page | 14567 / 4304 |
| Prior Transfer Date | Aug 25, 1999 |
| Prior Transfer Doc | 0080720432 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 15, 2022 |
| Property Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000016720 |
| Book / Page | 14605 / 443 |
| Map Reference | MB 151 PG 5&6 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 2022-0016720 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 20, 2021 |
| Property Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000152156 |
| Book / Page | 14567 / 4304 |
| Map Reference | MB 151 PG 5&6 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021-0152156 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $613.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8268 TAFFY DR, 8268, WEST CHESTER, OH 45069-3736 |
| Name | Verified Name |
|---|---|
| Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000152157 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 2021-0152157 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Document Number | 0000152158 |
|---|---|
| Date | Dec 20, 2021 |
| Book Page | 14567/4319 |
| Instrument | 2021-0152158 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 31, 2021 |
| Property Address | 12123 WESTERLY DR, CINCINNATI, OH 45231-1071 |
| Document Number | 0000105248 |
| Book / Page | 14492 / 1967 |
| Map Reference | MB 151 PG 5&6 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 2021-0105248 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 12123 Westerly Dr was $4,137, up 7.8% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,137.00 (+7.82%) | $71,576 (+%) Land $9,314 Building $62,262 | $204,500 Land $26,610 Building $177,890 |
| 2024 | $3,837.00 (-0.57%) | $71,574 (-) Land $9,313 Building $62,261 | |
| 2023 | $3,859.00 (+46.01%) | $71,574 (+79.44%) Land $9,313 Building $62,261 | $204,500 Land $26,610 Building $177,890 |
| 2022 | $2,643.00 Homeowner's exemption | $39,887 Land $7,655 Building $32,232 | |
| 2020 | $113,960 Land $21,870 Building $92,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12123 Westerly Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12123 Westerly Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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