Cerro Gordo County property record for 1213 Ruby Ct, Mason City, IA 50401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,920 sqft · built 2004 |
| Lot Size | 0.484 acres (21,083 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Nov 2015) |
| Tax Bill | $5,614 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 071417700900 |
| Primary APN | 071417700900 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| Basement Area | 1,920 sqft |
| Finished Basement | 875 sqft |
| Unfinished Basement | 1,045 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,083 sqft (0.484 acres) |
| Lot Dimensions | 124 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1213 RUBY CT |
|---|---|
| City | MASON CITY |
| State | IA |
| Zip | 50401-6991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 10 STONE PILLAR 7TH SUB |
| Legal Range | 20W |
| Legal Township | 96N |
| Legal Section | 14 |
| Legal Subdivision | STONE PILLAR 7TH SUB |
| Legal Lot Number | 10 |
| Jurisdiction | CERRO GORDO IA |
| Township / Civil Division | MASON CITY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 951400 |
Source: Cerro Gordo County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 17, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LEDERMAN BONDING COMPANY |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Nov 5, 2020 | Intrafamily Transfer, Transfer |
| Jan 20, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2015 · Amount on Record |
| Deed Sale | Nov 20, 2015 · Amount on Record |
| Prior Sale | May 23, 2005 · Amount on Record |
| Deed Document Number | 20157162 |
| Last Transfer Date | Nov 4, 2020 |
| Transfer Doc | 002022/418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Recording Date | Jun 17, 2026 |
| Property Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Document Number | 0000003189 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 20263189 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Document Number | 0000003189, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20263189 |
| Name | LEDERMAN BONDING COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Property Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/7929 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 2020/7929 |
| Instrument | 2020 7929 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Recording Date | Nov 5, 2020 |
| Property Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Document Number | 2020/7893 |
| Book / Page | 2020 / 7893 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2020 7893 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CERRO GORDO IA |
| Recording Date | Jan 20, 2022 |
| Property Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
| Document Number | 002022/418 |
| Book / Page | 2022 / 418 |
| Instrument Date | Nov 4, 2020 |
| Instrument | 2022-0418 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1213 RUBY CT, MASON CITY, IA 50401-6991 |
Source: Cerro Gordo County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cerro Gordo County |
| Municipality | Mason City |
| Unified School District | Mason City Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,614.00 | $381,300 (+5.66%) Land $55,680 Building $325,620 | $381,300 (+5.66%) Land $55,680 Building $325,620 |
| 2024 | $5,614.00 (-2.09%) | ||
| 2023 | $360,870 (+20.86%) Land $55,680 Building $305,190 | $360,870 (+20.86%) Land $55,680 Building $305,190 | |
| 2022 | $5,734.00 Homeowner's exemption | $298,590 Land $42,850 Building $255,740 | $298,590 Land $42,850 Building $255,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 12 (1979–2018) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MASON CITY WATER DEPARTMENT serves 27,338 people · EPA ID IA1750048 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Router12 Networks Fixed Wireless | 100 / 20 |
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