1205 Ruby Ct, Mason City, IA 50401 Property Records

Cerro Gordo County property record for 1205 Ruby Ct, Mason City, IA 50401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,875 sqft · built 2000
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Aug 2022)
Tax Bill	$5,800 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071417700700`

Property Details

APN / Parcel Number

Primary APN	`071417700700`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,875 sqft Living Area
1st Floor Area	1,875 sqft
Basement Area	1,875 sqft
Finished Basement	1,000 sqft
Unfinished Basement	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,812 sqft (0.363 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	85 sqft
Deck Area	156 sqft
Patio Area	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1205 RUBY CT
City	MASON CITY
State	IA
Zip	50401-6991
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 STONE PILLAR 7TH SUB
Legal Range	20W
Legal Township	96N
Legal Section	14
Legal Subdivision	STONE PILLAR 7TH SUB
Legal Lot Number	8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	MASON CITY
Census Block Group	2
Census Block	2007
Census Tract	951400

Owner

Source: Cerro Gordo County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1205 RUBY CT, MASON CITY, IA 50401-6991
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Deed Document Number	20224501
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Aug 3, 2022
Property Address	1205 RUBY CT, MASON CITY, IA 50401-6991
Document Number	02022/4501
Book / Page	2022 / 4501
Instrument Date	Aug 1, 2022
Instrument	2022-4501
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$583.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1205 RUBY CT, MASON CITY, IA 50401-6991

Mortgage

Document Number	2022450220224502
Date	Aug 3, 2022
Instrument	2022-450220224502

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Mason City
Unified School District	Mason City Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,800.00	$382,440 (+5.56%) Land $55,130 Building $327,310	$382,440 (+5.56%) Land $55,130 Building $327,310
2024	$5,800.00 (+1.54%)
2023		$362,300 (+25.55%) Land $55,130 Building $307,170	$362,300 (+25.55%) Land $55,130 Building $307,170
2022	$5,712.00 Homeowner's exemption	$288,560 Land $42,420 Building $246,140	$288,560 Land $42,420 Building $246,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 4 claims Severe Storms And Flooding, Jul 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CITY WATER DEPARTMENT serves 27,338 people · EPA ID IA1750048
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Router12 Networks Fixed Wireless	100 / 20