1213 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1213 Pontotoc St, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,952 sqft · built 2001
Lot Size	0.306 acres (13,334 sqft)
Owner	Individual Name on Record
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-14-0-00053-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-14-0-00053-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,952 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,334 sqft (0.306 acres)
Lot Dimensions	141 ft deep x 100 ft wide

Location & Zoning

Street Address	1213 PONTOTOC ST
City	HERNANDO
State	MS
Zip	38632-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	DEERCREEK S-D SEC C LOT 53
Legal Range	07
Legal Township	03
Legal Section	07
Legal Subdivision	DEERCREEK S-D
Legal Lot Number	53
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1023
Census Tract	71121

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 5, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021
Deed Sale	Jul 23, 2021
Prior Sale	Mar 5, 2018
Deed Document Number	0000965372
Deed Book / Page	965 / 372
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004501/340
Date	Mar 5, 2018
Book Page	4501/340
Instrument	T04501-00340

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jul 23, 2021
Property Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252
Document Number	000965/372
Book / Page	965 / 372
Map Reference	MB 72 PG 2
Instrument Date	Jul 12, 2021
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1213 PONTOTOC ST, 1213, HERNANDO, MS 38632-1252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252

Mortgage

Document Number	0005299541
Date	Jul 23, 2021
Instrument	5299/541

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Aug 1, 2048

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	Mar 5, 2018
Property Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252
Document Number	000849/788
Book / Page	849 / 788
Map Reference	BK 395 PG 190
Instrument Date	Feb 27, 2018
Instrument	W00849-00788
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10565 COUNTY ROAD 1, 10565, FAIRHOPE, AL 36532-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 PONTOTOC ST, HERNANDO, MS 38632-1252

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,710.00 (+14.92%)	$17,254 (+33.83%) Land $3,000 Building $14,254	$172,537 (+33.83%) Land $30,000 Building $142,537
2023	$1,488.00	$12,892	$128,920 Land $30,000 Building $98,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1213 Pontotoc St, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Pontotoc St

Nearby Streets

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