1197 Pontotoc St, Hernando, MS 38632 Property Records

DeSoto County property record for 1197 Pontotoc St, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,014 sqft · built 2001
Lot Size	0.297 acres (12,939 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-07-14-0-00052-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-07-14-0-00052-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,014 sqft Adjusted Area
1st Floor Area	1,672 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,939 sqft (0.297 acres)
Lot Dimensions	141 ft deep x 102 ft wide

Location & Zoning

Street Address	1197 PONTOTOC ST
City	HERNANDO
State	MS
Zip	38632-1245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEERCREEK S-D SEC C LOT 52
Legal Range	007
Legal Township	03S
Legal Section	07
Legal Subdivision	DEERCREEK S-D
Legal Lot Number	52
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1023
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-07-3-07-14-0-00052-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1197 PONTOTOC ST, HERNANDO, MS 38632-1245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Apr 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2023
Deed Sale	Dec 22, 2023
Prior Sale	Apr 26, 2017 · Amount on Record
Deed Book / Page	1023 / 23859
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1197 PONTOTOC ST, HERNANDO, MS 38632-1245
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004340/738
Date	Apr 26, 2017
Book Page	4340/738

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 26, 2017
Property Address	1197 PONTOTOC ST, HERNANDO, MS 38632-1245
Document Number	000821/298
Book / Page	0821 / 298
Map Reference	PL 72 PG 2
Instrument Date	Apr 14, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 TAYLOR RIDGE DR, 107, SENATOBIA, MS 38668-7431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1197 PONTOTOC ST, HERNANDO, MS 38632-1245

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00 (+15.16%)	$17,838 (+34.14%) Land $3,000 Building $14,838	$178,378 (+34.14%) Land $30,000 Building $148,378
2023	$1,544.00	$13,298	$132,979 Land $30,000 Building $102,979

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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