1187 Main St, Chipley, FL 32428 Property Records

Washington County property record for 1187 Main St, Chipley, FL 32428

Property Summary

Property Type	Commercial Office
Details	3,500 sqft · built 1978
Lot Size	0.472 acres (20,560 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (Jun 2020)
Tax Bill	$5,204 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000021490000`

Property Details

APN / Parcel Number

Primary APN	`000021490000`
Alternative APNs	`00000000-00-2149-0000` `21490000`

Interior

Units	2 Units
Stories	1 Story
Building Area	3,500 sqft Gross Area
1st Floor Area	3,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,560 sqft (0.472 acres)
Lot Width	280 ft Width
Garage Type	Detached
Garage Area	1,440 sqft
Canopy	500 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1187 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-2456
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	9 4 13 ORB 1178 P 279 LOTS 55, 62, E. OF HWY, W 20 FT OF LTS 56 & 61 D/A
Legal Range	13W
Legal Township	04S
Legal Section	09
Legal Lot Number	55
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1044
Census Tract	970104

Owner

Source: Washington County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	2346 HIGHWAY 177A, BONIFAY, FL 32425-7478
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Jun 5, 2020	Deed of Trust, Mortgage · Line of Credit CAPITAL CTY BK
Jun 11, 2020	Warranty Deed, Transfer · Line of Credit CAPITAL CITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	202067003916
Deed Book / Page	1178 / 279
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Recording Date	Jun 5, 2026
Property Address	1187 MAIN ST, CHIPLEY, FL 32428-2456
Document Number	0000004338
Book / Page	1373 / 291
Instrument Date	Jun 4, 2026
Instrument	20264338
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2346 HIGHWAY 177A, BONIFAY, FL 32425-7478

Mortgage

Document Number	0000004338,
Date	Jun 5, 2026
Book Page	1373/291
Instrument	20264338

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	1187 MAIN ST, CHIPLEY, FL 32428-2456
Document Number	0067003917
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1187 MAIN ST CHIPLEY FL 324282456, CHIPLEY, FL 32428-2456

Mortgage

Document Number	0067003917
Date	Jun 11, 2020
Book Page	001178/000280
Instrument	67003917

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 11, 2020
Property Address	1187 MAIN ST, CHIPLEY, FL 32428-2456
Document Number	0067003916
Book / Page	1178 / 279
Instrument Date	Jun 5, 2020
Instrument	202067003916
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	FLORIDA LAND TITLE AND TR CO

Transaction

Amount	Amount Recorded
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1187 MAIN ST, 1187, CHIPLEY, FL 32428-2456

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 HIGHWAY 177A, BONIFAY, FL 32425-7478

Mortgage

Document Number	0000000280
Date	Jun 11, 2020
Instrument	1178/280

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 5, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,204.00 (+2.08%)	$249,623 (+1.1%) Land $84,000 Building $165,623	$249,623 (+1.1%) Land $84,000 Building $165,623
2024	$5,098.00 (+3.68%)	$246,901 (-) Land $84,000 Building $162,901	$246,901 (-) Land $84,000 Building $162,901
2023	$4,917.00 (+10.79%)	$246,901 (+15.46%) Land $84,000 Building $162,901	$246,901 (+15.46%) Land $84,000 Building $162,901
2022	$4,438.00	$213,848 Land $70,000 Building $143,848	$213,848 Land $70,000 Building $143,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

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