1213 Kirk Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1213 Kirk Ln, Waterloo, IL 62298

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$476,500 (Feb 2026)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-021-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-021-000`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	1213 KIRK LN
City	WATERLOO
State	IL
Zip	62298-1901
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	WR2
Legal Description	LOT 21 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	21
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4023
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7545 ILLINOIS ROUTE 158, COLUMBIA, IL 62236
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 1, 2024	Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK
Mar 7, 2023	Warranty Deed, Transfer ACCENT TITLE
Dec 3, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on Record
Deed Sale	Feb 17, 2026 · Amount on Record
Prior Sale	Mar 1, 2024 · Amount on Record
Deed Document Number	2026441270
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Feb 17, 2026
Property Address	1213 KIRK LN, WATERLOO, IL 62298-1901
Document Number	0000441270
Instrument Date	Feb 13, 2026
Instrument	441270
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1651 STATE ROUTE 3, RED BUD, IL 62278-1094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 KIRK LN, WATERLOO, IL 62298-1901

Mortgage

Document Number	0000441271
Date	Feb 17, 2026
Instrument	441271

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.13%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 1, 2024
Property Address	1213 KIRK LN, WATERLOO, IL 62298-1901
Document Number	0000432279
Instrument Date	Feb 29, 2024
Instrument	432279
Transaction Type	Transfer
Record Updated	Mar 13, 2024
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2924 MAUS RD, FULTS, IL 62244-1506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 STATE ROUTE 3, RED BUD, IL 62278-1094

Mortgage

Document Number	0000432281
Date	Mar 1, 2024
Instrument	432281

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2025

Interest

Rate Type	Fixed Rate
Rate	8.75%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Mar 7, 2023
Property Address	1213 KIRK LN, WATERLOO, IL 62298-1901
Document Number	0000428136
Instrument Date	Mar 6, 2023
Instrument	428136
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Tax	$85.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 STANHOPE LN, COLUMBIA, IL 62236-3420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2924 MAUS RD, FULTS, IL 62244-1506

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Dec 3, 2021
Property Address	1213 KIRK LN, WATERLOO, IL 62298-1901
Document Number	0000421271
Instrument Date	Dec 2, 2021
Instrument	421271
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ACCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 STANHOPE LN, COLUMBIA, IL 62236-3420

Mortgage

Document Number	0000421272
Date	Dec 3, 2021
Instrument	421272

Lender

Name	CITIZENS COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00	$16,790 (+2.37%) Land $16,790	$50,370 (+2.37%) Land $50,370
2024	$1,024.00 (+3.54%)	$16,401 (+6.43%) Land $16,401	$49,203 (+6.43%) Land $49,203
2022	$989.00	$15,410 Land $15,410	$46,230 Land $46,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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