1200 Kirk Ln, Waterloo, IL 62298 Property Records

Monroe County property record for 1200 Kirk Ln, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,030 sqft · built 2020
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Company Names on Record
Last Sale	$55,000 (Oct 2019)
Tax Bill	$9,383 (2025)
Deeds & Mortgages	Nov 2025 Transfer Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-17-150-017-000`

Property Details

APN / Parcel Number

Primary APN	`08-17-150-017-000`

Interior

Bedrooms	3 Beds
Building Area	2,030 sqft Living Area
1st Floor Area	2,030 sqft
Basement Area	2,030 sqft
Unfinished Basement	2,030 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick/Stone
Lot Area	14,375 sqft (0.33 acres)
Garage Area	1,028 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1200 KIRK LN
City	WATERLOO
State	IL
Zip	62298-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 17 REMINGTON RIDGE PHASE 2
Legal Range	09W
Legal Township	02S
Legal Section	17
Legal Subdivision	REMINGTON RIDGE
Legal Lot Number	17
Jurisdiction	MONROE IL
Township / Civil Division	26
Census Block Group	4
Census Block	4021
Census Tract	600401

Owner

Source: Monroe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1200 KIRK LN, WATERLOO, IL 62298-1902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Intrafamily Transfer, Transfer
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMUNITY BANK
Oct 11, 2019	Warranty Deed, Transfer · Conventional Mortgage TEMPO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2019 · Amount on Record
Deed Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	2019404115
Last Transfer Date	Nov 18, 2025
Transfer Doc	0000440189
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IL
Recording Date	Nov 21, 2025
Property Address	1200 KIRK LN, WATERLOO, IL 62298-1902
Document Number	0000440189
Instrument Date	Nov 18, 2025
Instrument	440189
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 KIRK LN, WATERLOO, IL 62298-1902

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1200 KIRK LN, WATERLOO, IL 62298-1902

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1200 KIRK LN, WATERLOO, IL 62298-1902
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416534
Date	Apr 20, 2021
Instrument	416534

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IL
Recording Date	Oct 11, 2019
Property Address	1200 KIRK LN, WATERLOO, IL 62298-1902
Document Number	0000404115
Instrument Date	Oct 9, 2019
Instrument	404115
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 LIEDERKRANZ LN, MILLSTADT, IL 62260-2266

Mortgage

Document Number	0000404116
Date	Oct 11, 2019
Instrument	404116

Lender

Name	TEMPO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,383.00 (+10.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$174,450 (+5.98%) Land $17,150 Building $157,300	$523,350 (+5.98%) Land $51,450 Building $471,900
2024	$8,467.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$164,614 (+24.58%) Land $16,697 Building $147,917	$493,842 (+24.58%) Land $50,091 Building $443,751
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$132,130 Land $15,620 Building $116,510	$396,390 Land $46,860 Building $349,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Harrisonville Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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