1213 Echo Dr, Hixson, TN 37343 Property Records

Hamilton County property record for 1213 Echo Dr, Hixson, TN 37343

Property Summary

Property TypeSingle Family Home
Details2 ba · 994 sqft · built 1957
Lot Size0.33 acres (14,406 sqft)
OwnerIndividual Name on Record
Last Sale$133,500 (Sep 2017)
Tax Bill$773 (2025)
Deeds & MortgagesSep 2017 Sale & Mortgage
Jul 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN109L H 014

Property Details

APN / Parcel Number

Primary APN109L H 014
Alternative APN
  • 0000036077

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area994 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,406 sqft (0.33 acres)
Lot Dimensions169 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000036077
Street Address1213 ECHO DR
CityHIXSON
StateTN
Zip37343-4821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 78 CRANBROOK HILLS PB 19 PG 49
Legal SubdivisionCRANBROOK HILLS
Legal Lot Number78
JurisdictionHAMILTON TN
Township / Civil Division3
Census Block Group3
Census Block3004
Census Tract10433

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1213 ECHO DR, HIXSON, TN 37343-4821
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2017Warranty Deed, Transfer
PEOPLES HM EQUITY
Jul 11, 2017Trustee's Deed, Construction Loan · Line of Credit
FRED L MCNAMARA
May 5, 2017Warranty Deed, Transfer
REALTY CENTER TITLE AND ESCROW L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 12, 2017 · Amount on Record
Deed SaleSep 12, 2017 · Amount on Record
Prior SaleMay 5, 2017 · Amount on Record
Deed Document Number2017105
Deed Book / Page11151 / 617
Prior Transfer DateMar 6, 2015
Prior Transfer Doc0000000102
Record UpdatedOct 29, 2026

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 12, 2017
Property Address1213 ECHO DR, HIXSON, TN 37343-4821
Document Number0000000105
Book / Page011151 / 000617
Instrument DateSep 11, 2017
Instrument105
Transaction TypeTransfer
Record UpdatedOct 5, 2017
Title CompanyREALTY CENTER TITLE AND ESCROW L, REALTY CENTER TITLE & ESCROW L

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$493.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1213 ECHO DR HIXSON TN 373434821, HIXSON, TN 37343-4821

Mortgage

Document Number106
DateSep 12, 2017
Book Page011151/000620
Instrument106
Lender
NamePEOPLES HM EQUITY
TypeFunding / Finance Company
AddressBRENTWOOD, TN 37027
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2047

July 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJul 11, 2017
Property Address1213 ECHO DR, HIXSON, TN 37343-4821
Book / Page011098 / 000481
Instrument DateJun 28, 2017
Instrument196
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7619 RIDGE BAY DR HIXSON TN 373431846, HIXSON, TN 37343-1846

Mortgage

Document Number0000000196
DateJul 11, 2017
Book Page011098/000481
Instrument196
Lender
NameFRED L MCNAMARA
Address300 ASHLAND TER, RED BANK, TN 37415-4144
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 10, 2018
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 5, 2017
Property Address1213 ECHO DR, HIXSON, TN 37343-4821
Document Number0000000112
Book / Page011042 / 000437
Instrument DateMay 1, 2017
Instrument112
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyREALTY CENTER TITLE AND ESCROW L

Transaction

AmountAmount Recorded
Tax$277.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7619 RIDGE BAY DR HIXSON TN 373431846, HIXSON, TN 37343-1846

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773.00 (+40.04%)$51,050 (+106.68%)$204,200 (+106.68%) Land $65,000 Building $139,200
2024$552.00$24,700 (-)$98,800 (-) Land $40,000 Building $58,800
2023$552.00$24,700 (-)$98,800 (-) Land $40,000 Building $58,800
2022$552.00$24,700$98,800 Land $40,000 Building $58,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1978–2009)
Claims Outside the SFHA2 of 6
Most Recent ClaimJan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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