Hamilton County property record for 1208 Echo Dr, Hixson, TN 37343
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,584 sqft · built 1960 |
| Lot Size | 0.363 acres (15,818 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $102,000 (Oct 2003) |
| Tax Bill | $1,215 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 109L J 004 |
| Primary APN | 109L J 004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,818 sqft (0.363 acres) |
| Lot Dimensions | 196 ft deep x 80 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000036086 |
|---|---|
| Street Address | 1208 ECHO DR |
| City | HIXSON |
| State | TN |
| Zip | 37343-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1890B 03B 04 LOT 62 CRANBROOK HILLS PB 19 PG 49 |
| Legal Subdivision | CRANBROOK HILLS |
| Legal Lot Number | 62 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10433 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1208 ECHO DR, HIXSON, TN 37343-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2025 | Deed of Trust, Mortgage · Line of Credit SCENIC COMMUNITY CU |
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC |
| Feb 9, 2021 | Quit Claim Deed, Transfer NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 10, 2003 · Amount on Record |
| Deed Sale | Oct 10, 2003 · Amount on Record |
| Deed Document Number | 2003127 |
| Deed Book / Page | 6890 / 661 |
| Prior Transfer Date | Oct 8, 2003 |
| Prior Transfer Doc | 0000000127 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1208 ECHO DR, HIXSON, TN 37343-4805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000045 |
|---|---|
| Date | Jun 25, 2025 |
| Book Page | 13963/274 |
| Instrument | 2025062500045 |
| Name | SCENIC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | HIXSON, TN 37343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Apr 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1208 ECHO DR, HIXSON, TN 37343-4805 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000146 |
|---|---|
| Date | Feb 14, 2022 |
| Book Page | 12845/232 |
| Instrument | 2022021400146 |
| Name | CENTRAL MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 9, 2021 |
| Property Address | 1208 ECHO DR, HIXSON, TN 37343-4805 |
| Document Number | 0000000308 |
| Book / Page | 12349 / 523 |
| Map Reference | MB 19 PG 49 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021020900308 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | NORTH START TITLE INSURANCE AGENCY INC, NORTHGATE TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1208 ECHO DR, HIXSON, TN 37343-4805 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,215.00 (+48.35%) | $80,175 (+118.76%) | $320,700 (+118.76%) Land $65,000 Building $255,700 |
| 2024 | $819.00 | $36,650 (-) | $146,600 (-) Land $40,000 Building $106,600 |
| 2023 | $819.00 | $36,650 (-) | $146,600 (-) Land $40,000 Building $106,600 |
| 2022 | $819.00 | $36,650 | $146,600 Land $40,000 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (1978–2009) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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