1213 E Cherry St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1213 E Cherry St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,100 sqft · built 1971
Lot Size	0.29 acres (12,640 sqft)
Owner	2 Individual Names on File
Last Sale	$132,750 (Apr 2019)
Tax Bill	$4,476 (2024)
Deeds & Mortgages	Sep 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`600621428015000`

Property Details

APN / Parcel Number

Primary APN	`600621428015000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Basement Area	1,100 sqft
Finished Basement	340 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,640 sqft (0.29 acres)
Lot Dimensions	158 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	200 sqft
Patio Area	592 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1213 E CHERRY ST
City	RED OAK
State	IA
Zip	51566-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSON SD I LT 16
Legal Lot Number	16
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2008
Census Tract	960200

Owner

Source: Montgomery County records · APN 600621428015000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2221 K AVE, RED OAK, IA 51566-6074
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Deed Document Number	2019-597
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1213 E CHERRY ST, RED OAK, IA 51566-1227
Transaction Type	Mortgage
Record Updated	Oct 09, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/1323
Date	Sep 11, 2019
Book Page	2019/1323
Instrument	1323

Lender

Name	HOUGHTON STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Oct 01, 2024

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,780 (+9.87%) Land $21,800 Building $198,980	$220,780 (+9.87%) Land $21,800 Building $198,980
2024	$4,476.00 (+65.04%)
2023		$200,950 Land $17,440 Building $183,510	$200,950 Land $17,440 Building $183,510
2022	$2,712.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.