Montgomery County property record for 1212 E Cherry St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,434 sqft · built 1969 |
| Lot Size | 0.167 acres (7,280 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (May 2019) |
| Tax Bill | $3,800 (2025) |
| Deeds & Mortgages | Apr 2019 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600621476007000 |
| Primary APN | 600621476007000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 664 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 7,280 sqft (0.167 acres) |
| Lot Dimensions | 112 ft deep x 65 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Patio Area | 162 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1212 E CHERRY ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-1228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHNSON SD I LT 7 |
| Legal Subdivision | JOHNSONS SUBDIVISION |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960200 |
Source: Montgomery County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1212 E CHERRY ST, RED OAK, IA 51566-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOUGHTON STATE BANK |
| May 22, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage CASTLE & COOK MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | Apr 12, 2016 · Amount on Record |
| Deed Document Number | 2019750 |
| Deed Book / Page | 2019 / 750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1212 E CHERRY ST, RED OAK, IA 51566-1228 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002019/598 |
|---|---|
| Date | Apr 26, 2019 |
| Book Page | 2019/598 |
| Instrument | 598 |
| Name | HOUGHTON STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 1, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | May 22, 2019 |
| Property Address | 1212 E CHERRY ST, RED OAK, IA 51566-1228 |
| Document Number | 002019/750 |
| Book / Page | 2019 / 750 |
| Instrument Date | May 21, 2019 |
| Instrument | 750 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1212 E CHERRY ST, RED OAK, IA 51566-1228 |
| Document Number | 002019/751 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 2019/751 |
| Instrument | 751 |
| Name | CASTLE & COOK MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,800.00 (+5.73%) Homeowner's exemption | $184,950 (+13.18%) Land $15,930 Building $169,020 | $184,950 (+13.18%) Land $15,930 Building $169,020 |
| 2024 | $3,594.00 (+40.17%) | ||
| 2023 | $163,410 Land $12,740 Building $150,670 | $163,410 Land $12,740 Building $150,670 | |
| 2022 | $2,564.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
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