1213 Bernard St, Ada, OK 74820 Property Records

Pontotoc County property record for 1213 Bernard St, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,141 sqft · built 1970
Lot Size0.192 acres (8,400 sqft)
OwnerIndividual Name on Record
Last Sale$54,500 (Aug 2007)
Tax Bill$827 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN15280

Property Details

APN / Parcel Number

Primary APN15280
Alternative APN
  • 0315-00-008-004-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2005
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area35 sqft
Patio Area120 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number15280
Street Address1213 BERNARD ST
CityADA
StateOK
Zip74820-8065
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BLOCK 8 THOMPSON HOWARD ADDITION 1213 S. BERNARD
Legal SubdivisionTHOMPSON HOWARD -ADA SD-NE 5-3-6
Legal Block8
Legal Lot Number4
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group2
Census Block2002
Census Tract89300

Owner

Source: Pontotoc County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1213 BERNARD ST, ADA, OK 74820-8065
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2007 · Amount on Record
Deed SaleAug 20, 2007 · Amount on Record
Prior SaleJul 13, 2001 · Amount on Record
Deed Document Number20075487
Deed Book / Page2202 / 127
Prior Transfer DateJul 11, 2007
Prior Transfer Doc002191/002
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC OK
Property Address1213 BERNARD ST, ADA, OK 74820-8065
Transaction TypeMortgage
Record UpdatedMay 13, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3391/174
DateApr 28, 2020
Book Page3391/174
Instrument2020-002071
Lender
NameVISION BANK
TypeBank
AddressADA, OK 74821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,210 (+3.01%) Land $2,125 Building $7,085$76,747 (-47.65%) Land $17,711 Building $59,036
2025$827.00 (+1.35%) Homeowner's exemption$8,941 (+3%) Land $2,063 Building $6,878$146,591 (+74.05%) Land $20,000 Building $126,591
2024$816.00 (+6.53%) Homeowner's exemption$8,681 (+3%) Land $2,003 Building $6,678$84,224 (+6.59%) Land $16,834 Building $67,390
2023$766.00 Homeowner's exemption$8,428 Land $2,000 Building $6,428$79,014 Land $16,834 Building $62,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

May also be available: AT&T.

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