Pontotoc County property record for 1205 Bernard St, Ada, OK 74820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,126 sqft · built 1970 |
| Lot Size | 0.192 acres (8,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Jun 2001) |
| Tax Bill | $395 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15278 |
| Primary APN | 15278 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,400 sqft (0.192 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 36 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15278 |
|---|---|
| Street Address | 1205 BERNARD ST |
| City | ADA |
| State | OK |
| Zip | 74820-8065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 8 THOMPSON HOWARD ADDITION |
| Legal Subdivision | THOMPSON HOWARD -ADA SD-NE 5-3-6 |
| Legal Block | 8 |
| Legal Lot Number | 2 |
| Jurisdiction | PONTOTOC OK |
| Township / Civil Division | ADA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 89300 |
1205 Bernard St is owned and occupied by an individual who bought it in June 2001.
Source: Pontotoc County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 BERNARD ST, ADA, OK 74820-8065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2001 · Amount on File |
| Deed Sale | Jun 18, 2001 · Amount on File |
| Prior Sale | Jun 29, 1990 · Amount on File |
| Deed Book / Page | 1596 / 131 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC OK |
| Property Address | 1205 BERNARD ST, ADA, OK 74820-8065 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1205 BERNARD ST, ADA, OK 74820-8065 |
| Document Number | 003675/287 |
|---|---|
| Date | Jan 30, 2023 |
| Book Page | 3675/287 |
| Instrument | I-2023-000475 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ADA, OK 74821 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1205 Bernard St was $395 with a homeowner's exemption, up 1.3% from the year before.
Source: Pontotoc County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| Municipality | Ada City |
| County | Pontotoc County |
| Unified School District | Ada Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,969 (+2.98%) Land $802 Building $5,167 | $49,747 (-66.57%) Land $6,687 Building $43,060 | |
| 2025 | $395.00 (+1.28%) Homeowner's exemption | $5,796 (-) Land $779 Building $5,017 | $148,803 (+74.78%) Land $20,000 Building $128,803 |
| 2024 | $390.00 (-0.51%) Homeowner's exemption | $5,796 (-) Land $1,146 Building $4,650 | $85,139 (+6.6%) Land $16,834 Building $68,305 |
| 2023 | $392.00 Homeowner's exemption | $5,796 Land $1,222 Building $4,574 | $79,869 Land $16,834 Building $63,035 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1205 Bernard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1205 Bernard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADA serves 22,600 people · EPA ID OK2006201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Atlink Services Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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