12126 Gatewater Dr, Potomac, MD 20854 Property Records

Montgomery County property record for 12126 Gatewater Dr, Potomac, MD 20854

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,932 sqft · built 1984
Lot Size	0.083 acres (3,610 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Apr 2022)
Tax Bill	$9,663 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02332751`

Property Details

APN / Parcel Number

Primary APN	`10-02332751`
Alternative APN	`02332751`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,932 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	1,268 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	3,610 sqft (0.083 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Deck Area	228 sqft
Patio Area	480 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02332751
Street Address	12126 GATEWATER DR
City	POTOMAC
State	MD
Zip	20854-2873
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD3
Legal Description	FALLSBERRY
Legal Subdivision	FALLSBERRY
Legal Block	B
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	3
Census Block	3008
Census Tract	706007

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12126 GATEWATER DR, POTOMAC, MD 20854-2873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Nov 15, 2003
Deed Book / Page	65577 / 496
Prior Transfer Date	May 20, 2011
Prior Transfer Doc	0416610199
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 13, 2022
Property Address	12126 GATEWATER DR, POTOMAC, MD 20854-2873
Document Number	0655770496
Book / Page	65577 / 496
Map Reference	MB 123 PL 14449
Instrument Date	Apr 7, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$10,937.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12126 GATEWATER DR, POTOMAC, MD 20854-2873

Mortgage

Document Number	0065577505
Date	Apr 13, 2022
Instrument	65577/505

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$844,033 (+0.08%)	$845,300 (+0.23%) Land $250,000 Building $595,300
2025	$9,663.00 (+1.73%)	$843,400 (+20.23%) Land $250,000 Building $593,400	$843,400 (-) Land $250,000 Building $593,400
2024	$9,499.00 (+39.69%)
2023		$701,467	$843,400 Land $250,000 Building $593,400
2022	$6,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20