Montgomery County property record for 12117 Gatewater Dr, Potomac, MD 20854
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,982 sqft · built 1985 |
| Lot Size | 0.098 acres (4,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Nov 2021) |
| Tax Bill | $9,467 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-02333130 |
| Primary APN | 10-02333130 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,982 sqft Living Area |
| Gross Area | 3,213 sqft |
| 1st Floor Area | 1,268 sqft |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,256 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02333130 |
|---|---|
| Street Address | 12117 GATEWATER DR |
| City | POTOMAC |
| State | MD |
| Zip | 20854-2874 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD3 |
| Legal Description | FALLSBERRY |
| Legal Subdivision | FALLSBERRY |
| Legal Block | A |
| Legal Lot Number | 41 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 10 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 706007 |
Source: Montgomery County records · APN 10-02333130
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 05, 2021 | Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Dec 27, 2017 | Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2021 · Amount on Record |
| Deed Sale | Nov 05, 2021 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Book / Page | 64508 / 328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0627920050 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 62792/50 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 05, 2021 |
| Property Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0645080328 |
| Book / Page | 64508 / 328 |
| Map Reference | MB 123 PL 14456 |
| Instrument Date | Sep 08, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2021 |
| Title Company | CLASSIC SETTLEMENTS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12117 GATEWATER DR, ROCKVILLE, MD 20854-2874 |
| Document Number | 64508336 |
|---|---|
| Date | Nov 05, 2021 |
| Instrument | 64508/336 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Dec 27, 2017 |
| Property Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0554230156 |
| Book / Page | 55423 / 156 |
| Map Reference | MB123 PL14456 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | HUTTON PATT TITLE & ESCROW L |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,806.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12117 GATEWATER DR, POTOMAC, MD 20854-2874 |
| Document Number | 0055423164 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 55423/164 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $822,533 (+0.04%) | $823,200 (+0.12%) Land $250,000 Building $573,200 | |
| 2025 | $9,467.00 (+19.31%) | $822,200 (+14%) Land $250,000 Building $572,200 | $822,200 (-) Land $250,000 Building $572,200 |
| 2023 | $721,200 | $822,200 Land $250,000 Building $572,200 | |
| 2022 | $7,935.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2019–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | May 2022 |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 296 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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