Cape May County and Stone Harbor Borough property record for 12120 3rd Ave, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,300 sqft · built 1985 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $650,000 (Jul 1998) |
| Tax Bill | $15,347 (2024) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00121-03-00212 |
| Primary APN | 10-00121-03-00212 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,300 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 12120 3RD AVE |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 121.3 |
| Legal Lot Number | 212 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1113 |
| Census Tract | 20901 |
12120 3rd Ave is owned by an individual who acquired it in May 2025.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 142 SUMMER RIDGE DR, LANSDALE, PA 19446-6710 |
| Owner Type | Individual |
| Vesting | Widower |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 1998 · Amount on File |
| Deed Sale | Jul 6, 1998 · Amount on File |
| Deed Book / Page | 2763 / 232 |
| Last Transfer Date | May 29, 2025 |
| Transfer Doc | 0000067138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 12120 3RD AVE, STONE HARBOR, NJ 08247-1045 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000044022 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 6463/868 |
| Instrument | 2021044022 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,051,800 (-) Land $1,592,500 Building $459,300 | $2,051,800 (-) Land $1,592,500 Building $459,300 | |
| 2025 | $2,051,800 Land $1,592,500 Building $459,300 | $2,051,800 Land $1,592,500 Building $459,300 | |
| 2024 | $15,347.00 | ||
| 2023 | $2,051,800 Land $1,592,500 Building $459,300 | $2,051,800 Land $1,592,500 Building $459,300 | |
| 2022 | $14,198.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12120 3rd Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12120 3rd Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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