11910 3rd Ave, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 11910 3rd Ave, Stone Harbor, NJ 08247

Property Summary

Property Type	Single Family Home
Details	4,016 sqft · built 2018
Lot Size	0.184 acres (8,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,327,000 (May 2018)
Tax Bill	$20,149 (2024)
Deeds & Mortgages	Dec 2020 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`10-00119-03-00212`

Property Details

APN / Parcel Number

Primary APN	`10-00119-03-00212`
Alternative APN	`1000119000300212`

Interior

Stories	2 Stories
Building Area	4,016 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Attached

Location & Zoning

Street Address	11910 3RD AVE
City	STONE HARBOR
State	NJ
Zip	08247-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	119.3
Legal Lot Number	212
Jurisdiction	CAPE MAY NJ
Township / Civil Division	STONE HARBOR
Census Block Group	1
Census Block	1112
Census Tract	20901

Owner

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1158 OLD MILL LN, READING, PA 19610-2725
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage BANK OF AMERICA
May 22, 2018	Grant Deed, Transfer BANK OF AMERICA
May 11, 2017	Grant Deed, Construction Loan · Construction Mortgage MID PENN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	May 11, 2017 · Amount on Record
Deed Document Number	201855972
Deed Book / Page	3793 / 197
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	11910 3RD AVE, STONE HARBOR, NJ 08247-1043
Document Number	0062950241
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 30, 2020
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11910 3RD AVE STONE HARBOR NJ 082471043, STONE HARBOR, NJ 08247-1043

Mortgage

Document Number	0062950241
Date	Dec 21, 2020
Book Page	006295/000241
Instrument	45719

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2035

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 22, 2018
Property Address	11910 3RD AVE, STONE HARBOR, NJ 08247-1043
Document Number	0037930197
Book / Page	003793 / 000197
Instrument Date	May 1, 2018
Instrument	55972
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	INFINITY TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,327.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1158 OLD MILL LN WYOMISSING PA 196102725, WYOMISSING, PA 19610-2725

Mortgage

Document Number	59710488
Date	May 22, 2018
Book Page	005971/000488
Instrument	55973

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.37%

May 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	CAPE MAY NJ
Recording Date	May 11, 2017
Property Address	11910 3RD AVE, STONE HARBOR, NJ 08247-1043
Document Number	0037290415
Book / Page	003729 / 000415
Instrument Date	Mar 17, 2017
Instrument	14385
Transaction Type	Construction Loan
Record Updated	Sep 26, 2017
Title Company	COMMONWEALTH AGENCY, INC

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10017 SUNSET DR STONE HARBOR NJ 082471340, STONE HARBOR, NJ 08247-1340

Mortgage

Document Number	58650749
Date	May 11, 2017
Book Page	005865/000749
Instrument	14387

Lender

Name	MID PENN BK
Type	Bank
Address	MECHANICSBURG, PA 17055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Stone Harbor Borough
Unified School District	Stone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,693,800 (-) Land $1,592,500 Building $1,101,300	$2,693,800 (-) Land $1,592,500 Building $1,101,300
2025		$2,693,800 (-) Land $1,592,500 Building $1,101,300	$2,693,800 (-) Land $1,592,500 Building $1,101,300
2024	$20,149.00 (+8.09%)
2023		$2,693,800 Land $1,592,500 Building $1,101,300	$2,693,800 Land $1,592,500 Building $1,101,300
2022	$18,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 1,352 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,088 units insured incl. 736 condo units
Nearby Flood Claims	1,478 (1978–2021)
Claims Outside the SFHA	13 of 1,478
Most Recent Claim	Dec 2021 · other causes
Claims by Event	Hurricane Sandy, Nov 2012 · 448 claims Severe Coastal Storm, Jan 1992 · 176 claims Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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