1212 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 1212 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,082 sqft · built 1996
Lot Size	0.212 acres (9,239 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (May 2022)
Tax Bill	$2,501 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`16-520-10-25`

Property Details

APN / Parcel Number

Primary APN	`16-520-10-25`
Alternative APNs	`16-520-10-25-00-0-00-000` `16520102500000001` `738215`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	432 sqft
Basement Area	1,008 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,239 sqft (0.212 acres)
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	738215
Street Address	1212 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEANNES PLACE 2ND PLAT LOT 31
Legal Subdivision	LEANNES PLACE 2ND PLAT
Legal Block	4
Legal Lot Number	31
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4004
Census Tract	11406

Owner

1212 N Ponca Dr is owned and occupied by an individual who bought it in May 2022.

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY ED FEDERAL CREDIT UNION
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Jul 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITYAMERICA CU
May 3, 2022	Correction Deed EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE
Oct 4, 2021	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Aug 15, 2017	Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on File
Deed Sale	May 3, 2022 · Amount on File
Prior Sale	Aug 15, 2017 · Amount on File
Deed Document Number	202242547
Prior Transfer Date	Apr 30, 2022
Prior Transfer Doc	00E0042547
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Recording Date	May 21, 2026
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Document Number	0000037896
Instrument Date	May 12, 2026
Instrument	202637896
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Investor	Possibly a Property Investor

Mortgage

Document Number	0000037896,
Date	May 21, 2026
Instrument	202637896

Lender

Name	COMMUNITY ED FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2051

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0061262
Date	Aug 23, 2023
Instrument	2023E0061262

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	NOT AVAILABLE, MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222

Mortgage

Document Number	00E0070024
Date	Jul 26, 2022
Instrument	2022E0070024

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

May 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON MO
Recording Date	May 3, 2022
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Document Number	00E0042547
Instrument Date	Apr 30, 2022
Instrument	2022E0042547
Record Updated	May 9, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19915 NORTH HIGHLAND TERRACE, 19915, KANSAS CITY, MO 64155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	TRUSTED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0108905
Date	Oct 4, 2021
Instrument	2021E0108905

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	LENEXA, KS 66219

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 15, 2017
Property Address	1212 N PONCA DR, INDEPENDENCE, MO 64056-3222
Document Number	0000E75169
Instrument Date	Jul 28, 2017
Instrument	75169E
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 N PONCA DR INDEPENDENCE MO 640563222, INDEPENDENCE, MO 64056-3222

Mortgage

Document Number	E75170
Date	Aug 15, 2017
Instrument	75170E

Lender

Name	MORTGAGE LENDERS/AMERICA
Type	Mortgage Company
Address	OVERLAND PARK, KS 66211

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1212 N Ponca Dr was $2,501, up 17.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,655 (-) Land $6,327 Building $24,328	$161,340 (-)
2025	$2,501.00 (+17.09%)	$30,655 Land $6,327 Building $24,328	$161,340
2024	$2,136.00 (+0.47%)
2023	$2,126.00	$26,904 Land $3,969 Building $22,935	$141,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1212 N Ponca Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1212 N Ponca Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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