1208 N Ponca Dr, Independence, MO 64056 Property Records

Jackson County property record for 1208 N Ponca Dr, Independence, MO 64056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,230 sqft · built 1997
Lot Size	0.241 acres (10,499 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-520-10-26`

Property Details

APN / Parcel Number

Primary APN	`16-520-10-26`
Alternative APNs	`16-520-10-26-00-0-00-000` `16520102600000001` `738216`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,230 sqft Living Area
1st Floor Area	572 sqft
Basement Area	572 sqft
Finished Basement	429 sqft
Unfinished Basement	143 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,499 sqft (0.241 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	738216
Street Address	1208 N PONCA DR
City	INDEPENDENCE
State	MO
Zip	64056-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEANNES PLACE 2ND PLAT LOT 32
Legal Subdivision	LEANNES PLACE 2ND PLAT
Legal Block	4
Legal Lot Number	32
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	4
Census Block	4004
Census Tract	11406

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1208 N PONCA DR, INDEPENDENCE, MO 64056-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 4, 2020	Deed of Trust, Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015
Deed Sale	Jul 20, 2015
Prior Sale	Aug 14, 2007 · Amount on Record
Deed Document Number	201563629
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1208 N PONCA DR, INDEPENDENCE, MO 64056-3222
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00E0056852
Date	Jun 15, 2022
Instrument	2022E0056852

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	1208 N PONCA DR, INDEPENDENCE, MO 64056-3222
Document Number	000E120754
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1208 N PONCA DR INDEPENDENCE MO 640563222, INDEPENDENCE, MO 64056-3222

Mortgage

Document Number	000E120754
Date	Dec 16, 2020
Instrument	120754E

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2035

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Fort Osage R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,701 (-) Land $6,559 Building $33,142	$208,950 (-)
2025	$3,239.00 (+1.89%)	$39,701 (-0.84%) Land $6,559 Building $33,142	$208,950 (-0.84%)
2024	$3,179.00 (+0.47%)
2023	$3,164.00	$40,039 Land $5,419 Building $34,620	$210,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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