Montgomery County property record for 1212 E Hammond St, Red Oak, IA 51566
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 914 sqft · built 1952 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Nov 2022) |
| Tax Bill | $2,504 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2019 Refinance + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 600628282006000 |
| Primary APN | 600628282006000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 914 sqft Living Area |
| Basement Area | 914 sqft |
| Finished Basement | 914 sqft |
| Unfinished Basement | 914 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1212 E HAMMOND ST |
|---|---|
| City | RED OAK |
| State | IA |
| Zip | 51566-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTERN ADD LT 7 BLK 3 |
| Legal Subdivision | EASTERN ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTGOMERY IA |
| Township / Civil Division | RED OAK |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 960200 |
1212 E Hammond St is owned and occupied by two individuals who bought it in November 2022.
Source: Montgomery County records, as of September 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1212 E HAMMOND ST, RED OAK, IA 51566-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREAT WESTERN BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK IOWA |
| Jul 28, 2017 | Intrafamily Transfer, Transfer · Stand-Alone First Mortgage GREAT WESTERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 20221776 |
| Deed Book / Page | 2022 / 1776 |
| Prior Transfer Date | Jul 24, 2017 |
| Prior Transfer Doc | 0000001211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1212 E HAMMOND ST, RED OAK, IA 51566-2022 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017/1824 |
|---|---|
| Date | Nov 17, 2017 |
| Book Page | 2017/1824 |
| Instrument | 2017 1824 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Property Address | 1212 E HAMMOND ST, RED OAK, IA 51566-2022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/1074 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2019/1074 |
| Instrument | 1074 |
| Name | BANK IOWA |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IA |
| Recording Date | Jul 28, 2017 |
| Property Address | 1212 E HAMMOND ST, RED OAK, IA 51566-2022 |
| Document Number | 2017/1211 |
| Book / Page | 2017 / 1211 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 2017 1211 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2874 RASPBERRY DR, RED OAK, IA 51566 |
| Document Number | 2017/1212 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 2017/1212 |
| Instrument | 2017 1212 |
| Name | GREAT WESTERN BANK |
|---|---|
| Type | Bank |
| Address | RED OAK, IA 51566 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1212 E Hammond St was $2,504, up 23.1% from the year before.
Source: Montgomery County assessment roll, as of October 2, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Montgomery County |
| Municipality | Red Oak City |
| Unified School District | Red Oak Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,504.00 (+23.11%) | $114,640 Land $9,000 Building $105,640 | $114,640 Land $9,000 Building $105,640 |
| 2024 | $2,034.00 | ||
| 2023 | $86,680 Land $6,750 Building $79,930 | $86,680 Land $6,750 Building $79,930 | |
| 2022 | $1,472.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1212 E Hammond St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1980–1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1212 E Hammond St is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Iowa |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FMTC of Stanton Iowa Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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