1204 E Hammond St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1204 E Hammond St, Red Oak, IA 51566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,094 sqft · built 1960
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Apr 2020)
Tax Bill	$2,024 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`600628282003000`

Property Details

APN / Parcel Number

Primary APN	`600628282003000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,094 sqft Living Area
Basement Area	1,094 sqft
Unfinished Basement	1,094 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)
Lot Dimensions	120 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1204 E HAMMOND ST
City	RED OAK
State	IA
Zip	51566-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EASTERN ADD LT 11 BLK 3
Legal Subdivision	EASTERN ADD
Legal Block	3
Legal Lot Number	11
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	1
Census Block	1021
Census Tract	960200

Owner

1204 E Hammond St is owned and occupied by an individual who bought it in April 2020.

Source: Montgomery County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1204 E HAMMOND ST, RED OAK, IA 51566-2022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2020 · Amount on File
Deed Sale	Apr 13, 2020 · Amount on File
Deed Document Number	2020655
Deed Book / Page	2020 / 655
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 13, 2020
Property Address	1204 E HAMMOND ST, RED OAK, IA 51566-2022
Document Number	2020/655
Book / Page	2020 / 655
Instrument Date	Apr 4, 2020
Instrument	2020 0655
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$136.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1204 E HAMMOND ST, RED OAK, IA 51566-2022

Tax Assessment & Valuation

The 2025 property tax bill for 1204 E Hammond St was $2,024 with exemptions applied, down 7.9% from the year before.

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,024.00 (-7.92%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$115,580 Land $9,000 Building $106,580	$115,580 Land $9,000 Building $106,580
2024	$2,198.00
2023		$123,510 Land $6,750 Building $116,760	$123,510 Land $6,750 Building $116,760
2022	$1,700.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1204 E Hammond St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1204 E Hammond St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RED OAK WATER SUPPLY serves 5,596 people · EPA ID IA6950075
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50