1212 Culvert Rd, Towson, MD 21286 Property Records

Baltimore County property record for 1212 Culvert Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,925 sqft · built 1953
Lot Size	0.406 acres (17,700 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Jun 2022)
Tax Bill	$7,896 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
APN	`09-0903472870`

Property Details

APN / Parcel Number

Primary APN	`09-0903472870`
Alternative APNs	`90903472870` `0903472870`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,925 sqft Living Area
Gross Area	2,529 sqft
1st Floor Area	1,925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,700 sqft (0.406 acres)
Lot Dimensions	177 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	204 sqft
Deck Area	50 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0903472870
Street Address	1212 CULVERT RD
City	TOWSON
State	MD
Zip	21286-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON VILLAGE
Legal Subdivision	HAMPTON VILLAGE
Legal Block	3
Legal Lot Number	49
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3014
Census Tract	490100

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1212 CULVERT RD, TOWSON, MD 21286-1303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 4, 2021	Deed, Transfer · Conventional Mortgage HOMESALE MORTGAGE LLC
Dec 17, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2022 · Amount on Record
Deed Sale	Jun 29, 2022 · Amount on Record
Prior Sale	Jun 4, 2021 · Amount on Record
Deed Book / Page	47105 / 240
Prior Transfer Date	Dec 2, 2019
Prior Transfer Doc	0422380286
Record Updated	Jun 8, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 29, 2022
Property Address	1212 CULVERT RD, TOWSON, MD 21286-1303
Document Number	0471050240
Book / Page	47105 / 240
Map Reference	MB 14 PG 7
Instrument Date	Jun 17, 2022
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	KING TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1212 CULVERT RD, TOWSON, MD 21286-1303

Mortgage

Document Number	0047105245
Date	Jun 29, 2022
Instrument	47105-245

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.75%
Index	Other
Margin	3
Max Rate	9.75%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Jun 4, 2021
Property Address	1212 CULVERT RD, TOWSON, MD 21286-1303
Document Number	0448560011
Book / Page	44856 / 11
Map Reference	MB JWS 14 FO 7
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 CLARKVIEW RD, BALTIMORE, MD 21209-2137

Mortgage

Document Number	0004485616
Date	Jun 4, 2021
Instrument	44856/16

Lender

Name	HOMESALE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE MD
Recording Date	Dec 17, 2019
Property Address	1212 CULVERT RD, TOWSON, MD 21286-1303
Document Number	0422380286
Book / Page	042238 / 000286
Instrument Date	Dec 2, 2019
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1212 CULVERT RD BALTIMORE MD 212861303, BALTIMORE, MD 21286-1303

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$633,000 (+28.8%) Land $166,700 Building $466,300	$633,000 (-) Land $166,700 Building $466,300
2024	$7,896.00 (+103.82%)
2023	$3,874.00	$491,467	$633,000 Land $166,700 Building $466,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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