1209 Culvert Rd, Towson, MD 21286 Property Records

Baltimore County property record for 1209 Culvert Rd, Towson, MD 21286

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,465 sqft · built 1955
Lot Size	0.712 acres (30,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,500 (May 1998)
Tax Bill	$7,354 (2024)
Deeds & Mortgages	Jul 2021 Transfer Aug 2017 Line of Credit + 1 more
APN	`09-0902852130`

Property Details

APN / Parcel Number

Primary APN	`09-0902852130`
Alternative APNs	`90902852130` `0902852130`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,465 sqft Living Area
Gross Area	2,927 sqft
1st Floor Area	1,615 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Stone
Roof Material	Composition Shingle
Lot Area	30,992 sqft (0.712 acres)
Lot Dimensions	296 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Breezeway
Porch Area	299 sqft
Patio Area	180 sqft
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0902852130
Street Address	1209 CULVERT RD
City	TOWSON
State	MD
Zip	21286-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMPTON VILLAGE
Legal Subdivision	HAMPTON VILLAGE
Legal Block	3
Legal Lot Number	35
Jurisdiction	BALTIMORE MD
Township / Civil Division	9
Census Block Group	3
Census Block	3009
Census Tract	490100

Owner

Source: Baltimore County records, as of July 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1209 CULVERT RD, TOWSON, MD 21286-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Intrafamily Transfer, Transfer
Aug 4, 2017	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 1998 · Amount on Record
Deed Sale	May 12, 1998 · Amount on Record
Deed Document Number	1998141097
Deed Book / Page	12854 / 514
Last Transfer Date	Jun 3, 2021
Transfer Doc	0450660446
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Jul 6, 2021
Property Address	1209 CULVERT RD, TOWSON, MD 21286-1304
Document Number	0450660446
Book / Page	45066 / 446
Map Reference	MB GLB 18 FO 59
Instrument Date	Jun 3, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1209 CULVERT RD, TOWSON, MD 21286-1304

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1209 CULVERT RD, TOWSON, MD 21286-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0392540447
Date	Aug 4, 2017
Book Page	0039254/447

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	1209 CULVERT RD, TOWSON, MD 21286-1304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0429230072
Date	Jun 3, 2020
Book Page	42923/72

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$527,100 (+11.98%) Land $179,900 Building $347,200	$527,100 (-) Land $179,900 Building $347,200
2024	$7,354.00 (+105.65%)
2023	$3,576.00 Homeowner's exemption	$470,700	$527,100 Land $179,900 Building $347,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1984–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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