12117 Cedar Trace Dr N, Jacksonville, FL 32246 Property Records

Duval County property record for 12117 Cedar Trace Dr N, Jacksonville, FL 32246

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,277 sqft · built 2003
Lot Size0.177 acres (7,700 sqft)
Owner2 Individual Names on Record
Last Sale$305,000 (Jan 2018)
Tax Bill$4,496 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN165286-8045

Property Details

APN / Parcel Number

Primary APN165286-8045

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,277 sqft Living Area
Gross Area2,884 sqft
1st Floor Area2,277 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,700 sqft (0.177 acres)
Lot Dimensions110 ft deep x 70 ft wide
View / LotPond
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area207 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12117 CEDAR TRACE DR N
CityJACKSONVILLE
StateFL
Zip32246-9344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54-16 28-2S-28E .18 WINDSOR CHASE UNIT 1 LOT 43
Legal Range28E
Legal Township02S
Legal Section28
Legal SubdivisionWINDSOR CHASE UNIT 1
Legal Lot Number43
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group4
Census Block4000
Census Tract14312

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12117 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Jan 2, 2018Warranty Deed, Transfer · Conventional Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 2, 2018 · Amount on Record
Deed SaleJan 2, 2018 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Document Number2018700
Deed Book / Page18237 / 2232
Prior Transfer DateJan 29, 2013
Prior Transfer Doc0162380486
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address12117 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Transaction TypeMortgage
Record UpdatedJun 24, 2022
Title CompanyTITLE AMERICA

Transferred To (Grantee/Buyer)

NameVerified Name
Address12117 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344

Mortgage

Document Number0193562246
DateSep 3, 2020
Book Page19356/2246
Instrument2020194302
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
AddressSAN ANTONIO, TX 78216
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 2, 2018
Property Address12117 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344
Document Number0182372232
Book / Page18237 / 2232
Map ReferenceMB 54 PG 16&16A-16D
Instrument DateDec 29, 2017
Instrument2018000700
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyTITLE AMERICA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6306 S MACDILL AVE APT 312, 6306, TAMPA, FL 33611-5043

Transferred To (Grantee/Buyer)

NameVerified Name
Address12117 CEDAR TRACE DR N, JACKSONVILLE, FL 32246-9344

Mortgage

Document Number2018000701
DateJan 2, 2018
Instrument2018000701
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,774 (+2.7%)$412,207 (-0.74%) Land $122,069 Building $290,138
2025$4,496.00 (+6.49%) Homeowner's exemption$274,367 (+5.99%)$415,270 (+6.73%) Land $120,000 Building $295,270
2024$4,222.00 (+2.85%)
2023$4,105.00 (+9.2%) Homeowner's exemption$258,869 (+3%)$389,089 (+1.4%) Land $90,000 Building $299,089
2022$3,759.00 Homeowner's exemption$251,330$383,721 Land $75,000 Building $308,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250

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