12113 Winter Gardens Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 12113 Winter Gardens Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1959
Lot Size	0.372 acres (16,200 sqft)
Owner	2 Individual Names on File
Last Sale	$849,000 (Aug 2024)
Tax Bill	$10,923 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`400-322-02-00`

Property Details

APN / Parcel Number

Primary APN	`400-322-02-00`
Alternative APN	`4003200800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,363 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	16,200 sqft (0.372 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4003200800
Street Address	12113 WINTER GARDENS DR
City	LAKESIDE
State	CA
Zip	92040-5420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT POR TR 000289
Legal Subdivision	EL CAJON VALLEY COS LANDS
Legal Tract	000289
Legal Block	2
Legal Lot Number	142
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	16806

Owner

12113 Winter Gardens Dr is owned and occupied by two individuals who bought it in August 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEONE INC
Aug 31, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 18, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 15, 2019	Grant Deed, Transfer · VA Mortgage SYNERGY ONE LNDG
Sep 17, 2018	Affidavit of Death, Transfer STEWART TITLE
Sep 17, 2018	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2024 · Amount on File
Deed Sale	Aug 19, 2024 · Amount on File
Prior Sale	Feb 15, 2019 · Amount on File
Deed Document Number	2024219718
Prior Transfer Date	Dec 17, 2008
Prior Transfer Doc	0000657076
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420

Mortgage

Document Number	0000292193
Date	Oct 20, 2025
Instrument	2025-0292193

Lender

Name	MORTGAGEONE INC
Type	Mortgage Company
Address	CARLSBAD, CA 92010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420

Mortgage

Document Number	0000619032
Date	Aug 31, 2021
Instrument	2021-0619032

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12113 WINTET COTDENS DR, LAKESIDE, CA 92040

Mortgage

Document Number	0000550385
Date	Sep 18, 2020
Instrument	2020-0550385

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2019
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Document Number	0000056024
Instrument Date	Jan 23, 2019
Instrument	56024
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12113 WINTER GARDENS DR LAKESIDE CA 920405420, LAKESIDE, CA 92040-5420

Mortgage

Document Number	56025
Date	Feb 15, 2019
Instrument	56025

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2049

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Document Number	0000386720
Instrument Date	Sep 10, 2018
Instrument	386720
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	STEWART TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1585 LINDEN RD WEST SACRAMENTO CA 956915106, WEST SACRAMENTO, CA 95691-5106

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2018
Property Address	12113 WINTER GARDENS DR, LAKESIDE, CA 92040-5420
Document Number	0000386721
Map Reference	MAP 289
Instrument Date	Sep 5, 2018
Instrument	2018-0386721
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	484 SHEFFIELD AVE, CARDIFF BY THE SEA, CA 92007-1640

Mortgage

Document Number	0000386722
Date	Sep 17, 2018
Instrument	2018-0386722

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 12113 Winter Gardens Dr was $10,923.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$865,979 (+2%) Land $557,674 Building $308,305
2025	$10,923.00	$849,000 Land $546,740 Building $302,260
2023	$7,877.00 (+1.82%)	$611,141 Land $393,563 Building $217,578
2022	$7,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12113 Winter Gardens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12113 Winter Gardens Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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