12110 Co Rd 4040, Holts Summit, MO 65043 Property Records

Callaway County property record for 12110 Co Rd 4040, Holts Summit, MO 65043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,805 sqft · built 1987
Lot Size	1.75 acres (76,230 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,254 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-01.0-01.0-00-000-033.000`

Property Details

APN / Parcel Number

Primary APN	`27-01.0-01.0-00-000-033.000`
Alternative APN	`2701001000000030000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,805 sqft Living Area
1st Floor Area	1,062 sqft
Basement Area	1,062 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	76,230 sqft (1.75 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2701001000000033000
Street Address	12110 COUNTY ROAD 4040
City	HOLTS SUMMIT
State	MO
Zip	65043-1713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & 15-A WHISPERING OAKS PHASE 2
Legal Subdivision	WO2-WHISPERING OAKS #2
Legal Phase	2
Legal Lot Number	15,15-A
Jurisdiction	CALLAWAY MO
Township / Civil Division	SUMMIT
Census Block Group	2
Census Block	2013
Census Tract	70702

Owner

12110 Co Rd 4040 is owned and occupied by two individuals.

Source: Callaway County records, as of January 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12110 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC
Jul 31, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000451942
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12110 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1713
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	246/618
Date	Apr 30, 2021
Book Page	246/618
Instrument	202103365

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	12110 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1713
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000988
Date	Jul 31, 2018
Book Page	0000000240/0000000988
Instrument	201804927

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12110 Co Rd 4040 was $2,254, down 2.5% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,254.00 (-2.51%)	$37,084 (-)	$195,180 (-)
2024	$2,312.00 (+0.09%)	$37,084 (-)	$195,180 (-)
2023	$2,310.00 (+1.27%)	$37,084 (+1.3%)	$195,180
2022	$2,281.00	$36,609 Land $3,800 Building $32,809
2021			$192,680 Land $20,000 Building $172,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12110 Co Rd 4040 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12110 Co Rd 4040 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Mediacom Xtream, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 4040

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