Callaway County property record for 12096 Co Rd 4040, Holts Summit, MO 65043
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,741 sqft · built 2003 |
| Lot Size | 1.72 acres (74,923 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-01.0-01.0-00-000-012.025 |
| Primary APN | 27-01.0-01.0-00-000-012.025 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,741 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Basement Area | 1,436 sqft |
| Finished Basement | 500 sqft |
| Game Room | Game Room |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Geodesic/Dome |
| Roof Material | Fiberglass |
| Lot Area | 74,923 sqft (1.72 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | 168 sqft |
| Patio Area | 260 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 2701001000000012025 |
|---|---|
| Street Address | 12096 COUNTY ROAD 4040 |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW NE AKA: LOT 45 WHISPERING OAKS |
| Legal Subdivision | WHISPERING OAKS PHASE 6 |
| Legal Lot Number | 45 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 70702 |
12096 Co Rd 4040 is owned and occupied by two individuals who acquired it in May 2003.
Source: Callaway County records, as of January 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12096 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2003 |
| Deed Sale | May 8, 2003 |
| Deed Document Number | 0000379205 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 12096 COUNTY ROAD 4040, HOLTS SUMMIT, MO 65043-1781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201806959 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 201806959 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 231 Months |
| Due | Jan 1, 2038 |
The 2025 property tax bill for 12096 Co Rd 4040 was $2,753, down 2.5% from the year before.
Source: Callaway County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Unified School District | Jefferson City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (-2.48%) | $45,290 (-) | $238,370 (-) |
| 2024 | $2,823.00 (+0.04%) | $45,290 (-) | $238,370 (-) |
| 2023 | $2,822.00 (+1.07%) | $45,290 (+1.06%) | $238,370 |
| 2022 | $2,792.00 | $44,815 Land $3,800 Building $41,015 | |
| 2021 | $235,870 Land $20,000 Building $215,870 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12096 Co Rd 4040 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12096 Co Rd 4040 is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY COUNTY PWSD 1 serves 9,840 people · EPA ID MO3024084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Callabyte Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
May also be available: Mediacom Xtream, Wisper ISP.
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