Simpson County property record for 1211 Derek Dr, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,480 sqft · built 1990 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,900 (Jan 2026) |
| Tax Bill | $895 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage May 2014 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-11-023.00 |
| Primary APN | 019-00-11-023.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Driveway | Asphalt Driveway |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1211 DEREK DR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1211 DEREK DRIVE |
| Legal Subdivision | BRIARWOOD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970401 |
1211 Derek Dr is owned and occupied by an individual who bought it in January 2026.
Source: Simpson County records, as of February 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 21, 2014 | Deed of Trust, Mortgage SOUTH CENTRAL BANK OF BOWLING GREEN INC |
| Jan 5, 2026 | Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP |
| Jun 17, 2025 | Deed, Transfer · Line of Credit FLIPPIN LOAN LLC |
| Jun 5, 2012 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on File |
| Deed Sale | Jan 5, 2026 · Amount on File |
| Prior Sale | Jun 17, 2025 · Amount on File |
| Deed Document Number | 20261258425 |
| Deed Book / Page | 392 / 25 |
| Transfer Doc | 000298/382 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M437/795 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | M437/795 |
| Instrument | 1182714 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 00M401/738 |
|---|---|
| Date | May 21, 2014 |
| Book Page | M401/738 |
| Instrument | 1144279 |
| Name | SOUTH CENTRAL BANK OF BOWLING GREEN INC |
|---|---|
| Address | FRANKLIN, KY 42134 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | May 15, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jan 5, 2026 |
| Property Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 000D392/25 |
| Book / Page | D392 / 25 |
| Map Reference | MB 388 PG 28 |
| Instrument Date | Dec 30, 2025 |
| Instrument | 1258425 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | FOUNTAIN SQUARE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $230.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2712 THOMPSON DR, BOWLING GREEN, KY 42104-4355 |
| Name | Verified Name |
|---|---|
| Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 00M579/703 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | M579/703 |
| Instrument | 1258426 |
| Name | LEADERONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 17, 2025 |
| Property Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 000D388/28 |
| Book / Page | D388 / 28 |
| Map Reference | MB 4 PG 119&120 |
| Instrument Date | Jun 9, 2025 |
| Instrument | 1235235 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1823 APPLE VALLEY CIR, NASHVILLE, TN 37207-6009 |
| Name | Verified Name |
|---|---|
| Address | 2712 THOMPSON DR, BOWLING GREEN, KY 42104-4355 |
| Document Number | 0001235239 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 1235239 |
| Name | FLIPPIN LOAN LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 9, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 5, 2012 |
| Property Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 000298/382 |
| Book / Page | 298 / 382 |
| Instrument | 1079870 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
| Name | Verified Name |
|---|---|
| Address | 1211 DEREK DR, FRANKLIN, KY 42134-2064 |
The 2025 property tax bill for 1211 Derek Dr was $895, down 0.8% from the year before.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $895.00 (-0.78%) | $102,000 (-) | $102,000 (-) |
| 2024 | $902.00 (-4.95%) | $102,000 (-) | $102,000 (-) |
| 2023 | $949.00 | $102,000 | $102,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1211 Derek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1211 Derek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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