Simpson County property record for 1205 Derek Dr, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1995 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $182,450 (Jul 2023) |
| Tax Bill | $1,513 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Oct 2017 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-00-11-026.00 |
| Primary APN | 019-00-11-026.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 105 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1205 DEREK DR |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-2064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1205 DEREK DRIVE |
| Legal Subdivision | BRIARWOOD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 970401 |
1205 Derek Dr is owned and occupied by an individual who bought it in July 2023.
Source: Simpson County records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2023 | Deed, Transfer · Conventional Mortgage SOUTH CENTRAL BANK |
| Oct 30, 2017 | Deed, Transfer · Line of Credit FIRST LIBERTY FINANCIAL GROUP LLC |
| Jun 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on File |
| Deed Sale | Jul 20, 2023 · Amount on File |
| Prior Sale | Jul 11, 2023 · Amount on File |
| Deed Document Number | 20231216923 |
| Deed Book / Page | 373 / 637 |
| Prior Transfer Date | Jul 18, 2023 |
| Prior Transfer Doc | 0001216929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jul 11, 2023 |
| Property Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 00D373/488 |
| Book / Page | D373 / 488 |
| Map Reference | MB 4 PG 173 SL 87 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 1216700 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 147 MIMOSA DR, GALLATIN, TN 37066-4484 |
| Name | Verified Name |
|---|---|
| Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 0001216704 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 1216704 |
| Name | SOUTH CENTRAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Oct 30, 2017 |
| Property Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 00D330/696 |
| Book / Page | D330 / 696 |
| Map Reference | MB 4 PG 173 SL 87 |
| Instrument Date | Oct 27, 2017 |
| Instrument | 1183173 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1660 CAMDEN CT, 1660, BOWLING GREEN, KY 42103-1429 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 0001183174 |
|---|---|
| Date | Oct 30, 2017 |
| Instrument | 1183174 |
| Name | FIRST LIBERTY FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 29, 2017 |
| Property Address | 1205 DEREK DR, FRANKLIN, KY 42134-2064 |
| Document Number | 00D328/605 |
| Book / Page | D328 / 605 |
| Map Reference | MB 4 PG 173 SL 87 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 1181358 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Tax | $75.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1268 BLUEGRASS RD, 1268, FRANKLIN, KY 42134-1910 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 864, BOWLING GREEN, KY 42102-0864 |
The 2025 property tax bill for 1205 Derek Dr was $1,513.
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,513.00 | $172,500 | $172,500 |
| 2023 | $1,024.00 (+6.44%) | $110,000 (-) | $110,000 (-) |
| 2022 | $962.00 | $110,000 | $110,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1205 Derek Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1205 Derek Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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