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12109 Wintercrest Dr, Unit 2, Lakeside, CA 92040 Property Records

San Diego County property record for 12109 Wintercrest Dr, Unit 2, Lakeside, CA 92040

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 903 sqft · built 1972
Lot Size0.186 acres (8,122 sqft)
OwnerIndividual Name on Record
Last Sale$439,000 (Aug 2024)
Tax Bill$6,039 (2025)
Deeds & MortgagesSep 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN394-551-02-02

Property Details

APN / Parcel Number

Primary APN394-551-02-02

Interior

Bedrooms2 Beds
Full Baths1 Bath
Building Area903 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Lot Area8,122 sqft (0.186 acres)

Location & Zoning

Street Address12109 WINTERCREST DR, 2
CityLAKESIDE
StateCA
Zip92040-3917
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRV
Legal DescriptionLOT 3 US 2 PER DOC72-082159&UND INT IN LOTS 19&41&55&IN TR 007022
Legal SubdivisionWINTER GARDEN GREEN
Legal Tract007022
Legal Block1
Legal Lot Number3,19,
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1004
Census Tract16705

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12109 WINTERCREST DR, 2, LAKESIDE, CA 92040-3917
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 20, 2020Grant Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2024 · Amount on Record
Deed SaleAug 5, 2024 · Amount on Record
Prior SaleMar 20, 2020 · Amount on Record
Deed Document Number2024207068
Prior Transfer DateFeb 8, 2016
Prior Transfer Doc0000073108
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address12109 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3917
Transaction TypeMortgage
Record UpdatedSep 27, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12109 WINTERCREST DR 2, 2, LAKESIDE, CA 92040-3917

Mortgage

Document Number0000657256
DateSep 16, 2021
Instrument2021-0657256
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 20, 2020
Property Address12109 WINTERCREST DR UNIT 2, 2, LAKESIDE, CA 92040-3917
Document Number0000144589
Instrument DateMar 4, 2020
Instrument144589
Transaction TypeTransfer
Record UpdatedApr 7, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$276.00
Amount AccuracyFull Value
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7080 SARANAC ST #50 LA MESA CA 919428963, 50, LA MESA, CA 91942-8963

Mortgage

Document Number144590
DateMar 20, 2020
Instrument144590
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$447,779 (+2%) Land $154,404 Building $293,375
2025$6,039.00 (+59.38%)$439,000 (+66.39%) Land $151,377 Building $287,623
2023$3,789.00 (+2.16%)$263,842 Land $90,979 Building $172,863
2022$3,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKESIDE WD
private · serves 35,500 people · EPA ID CA3710013
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 510 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Wyyerd Connect.

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