12105 Acadia Ln, Matthews, NC 28105 Property Records

Mecklenburg County property record for 12105 Acadia Ln, Matthews, NC 28105

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,552 sqft · built 1991
Lot Size	0.375 acres (16,362 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Nov 2023)
Tax Bill	$3,852 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193-401-08`

Property Details

APN / Parcel Number

Primary APN	`193-401-08`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,552 sqft Heated Area
Gross Area	3,234 sqft
1st Floor Area	1,104 sqft
Upper Floors Area	1,448 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	16,362 sqft (0.375 acres)
Garage Area	480 sqft

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	42 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	193-401-08
Street Address	12105 ACADIA LN
City	MATTHEWS
State	NC
Zip	28105-0808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12
Legal Description	L8 M22-112
Legal Subdivision	SOUTHWOODS
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2001
Census Tract	5709

Owner

Source: Mecklenburg County records, as of December 11, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERMARK CAPITAL INC
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KNOCK LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	2023112674
Deed Book / Page	38510 / 805
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808

Mortgage

Document Number	0000012486
Date	Feb 9, 2026
Book Page	40186/599
Instrument	2026012486

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 30, 2023
Property Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808
Document Number	0000112674
Book / Page	38510 / 805
Map Reference	MB 22 PG 112
Instrument Date	Nov 27, 2023
Instrument	2023112674
Transaction Type	Transfer
Record Updated	Dec 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 E 37TH ST, CHARLOTTE, NC 28205-1391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808

Mortgage

Document Number	0000112675
Date	Nov 30, 2023
Instrument	2023112675

Lender

Name	WATERMARK CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12105 ACADIA LN, MATTHEWS, NC 28105-0808
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095443
Date	Oct 5, 2023
Book Page	38413/843
Instrument	2023095443

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Apr 3, 2024

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,852.00	$422,500 Land $90,000 Building $332,500	$422,500 Land $90,000 Building $332,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, Windstream.

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