Mecklenburg County property record for 12100 Acadia Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,216 sqft · built 1992 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2001) |
| Tax Bill | $3,050 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 193-401-06 |
| Primary APN | 193-401-06 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 480 sqft |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 212 sqft |
| Deck Area | 132 sqft |
| Patio Area | 444 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12100 ACADIA LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-0808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | L6 M22-112 |
| Legal Subdivision | SOUTHWOODS |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 5709 |
Source: Mecklenburg County records · APN 193-401-06
Assessment roll updated September 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION |
| May 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FEDERAL CREDIT UNION |
| Jan 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Jun 05, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 27, 2001 · Amount on Record |
| Deed Sale | Apr 27, 2001 · Amount on Record |
| Deed Document Number | 200165023 |
| Deed Book / Page | 12159 / 923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 20, 2026 |
| Property Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Document Number | 0000076816 |
| Book / Page | 40581 / 861 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 202676816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 03, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Document Number | 0000076816, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 40581/861 |
| Instrument | 202676816 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 29, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.84% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 01, 2026 |
| Property Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Document Number | 0000045578 |
| Book / Page | 40390 / 916 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 202645578 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORPORATION SERVICES COMPANY, CORPORATION SERVICE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Document Number | 0000045578, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 40390/916 |
| Instrument | 202645578 |
| Name | TRULIANT FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 144 Months |
| Due | May 13, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001600 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 33213/262 |
| Instrument | 2019001600 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 12100 ACADIA LN, MATTHEWS, NC 28105-0808 |
| Document Number | 0000085012 |
| Instrument Date | Jun 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 12100 ACADIA LN MATTHEWS NC 281050808, MATTHEWS, NC 28105-0808 |
| Document Number | 0000085012 |
|---|---|
| Date | Jun 11, 2020 |
| Book Page | 034674/000107 |
| Instrument | 85012 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2050 |
Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $400,300 Land $90,000 Building $310,300 | $400,300 Land $90,000 Building $310,300 | |
| 2024 | $3,050.00 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, Uniti Group.
Based on FCC filings for 105 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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