12104 Kirby Smith Rd, Orlando, FL 32832 Property Records

Orange County property record for 12104 Kirby Smith Rd, Orlando, FL 32832

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,373 sqft · built 1990
Lot Size0.404 acres (17,599 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Feb 2023)
Tax Bill$6,420 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-24-31-7092-00-121

Property Details

APN / Parcel Number

Primary APN20-24-31-7092-00-121
Alternative APNs
  • 312420709200121
  • 649886
  • 656728
  • 662508

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,373 sqft Living Area
Gross Area1,952 sqft
1st Floor Area951 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialStone
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,599 sqft (0.404 acres)
PorchUnfinished Open Porch
Porch Area73 sqft
Utility Building432 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12104 KIRBY SMITH RD
CityORLANDO
StateFL
Zip32832-6004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-2
Legal DescriptionPINE SHORES V/96 BEG 32.25 FT N OF SE COR LOT 12 TH RUN S 85 DEG W 145.98 FT N 98.47 FT E 30 FT N 58 DEG E 135.13 FT S 1 57.75 FT TO POB
Legal Range31E
Legal Township24S
Legal Section20
Legal SubdivisionPINE SHORES
Legal Tract7092
Legal Lot Number12
JurisdictionORANGE FL
Township / Civil DivisionEAST ORANGE
Census Block Group2
Census Block2000
Census Tract16736

Owner

12104 Kirby Smith Rd is owned and occupied by two individuals who bought it in February 2023.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address12104 KIRBY SMITH RD, ORLANDO, FL 32832-6004
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jun 24, 2020Quit Claim Deed, Transfer
NORTH AMERICAN SVGS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2023 · Amount on File
Deed SaleFeb 27, 2023 · Amount on File
Prior SaleMar 2, 2015 · Amount on File
Deed Document Number2023110686
Prior Transfer DateMay 11, 2020
Prior Transfer Doc0000347779
Record UpdatedOct 29, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateFeb 27, 2023
Property Address12104 KIRBY SMITH RD, ORLANDO, FL 32832-6004
Document Number0000110686
Map ReferenceMB V PG 96
Instrument DateFeb 23, 2023
Instrument20230110686
Transaction TypeTransfer
Record UpdatedMar 13, 2023
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO OF FL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,010.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4251 CLEARY WAY, ORLANDO, FL 32828-6411

Transferred To (Grantee/Buyer)

NameVerified Name
Address12104 KIRBY SMITH RD, ORLANDO, FL 32832-6004

Mortgage

Document Number0000110687
DateFeb 27, 2023
Instrument20230110687
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueJan 4, 2053

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE FL
Recording DateJun 24, 2020
Property Address12104 KIRBY SMITH RD, ORLANDO, FL 32832-6004
Document Number0000347779
Instrument DateMay 11, 2020
Instrument347779
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyTRANSTAR NATIONAL TITLE, TRANSTAR NAT'L TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12104 KIRBY SMITH RD ORLANDO FL 328326004, ORLANDO, FL 32832-6004

Mortgage

Document Number347780
DateJun 24, 2020
Instrument347780
Lender
NameNORTH AMERICAN SVGS BK
TypeFederal Savings Bank
AddressGRANDVIEW, MO 64030
Agreement
AmountAmount on Record
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12104 Kirby Smith Rd was $6,420, up 4.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,400 (-0.98%) Land $160,000 Building $209,400$369,400 (-0.98%) Land $160,000 Building $209,400
2025$6,420.00 (+4.25%)$373,070 Land $160,000 Building $213,070$373,070 Land $160,000 Building $213,070
2024$6,158.00 (+23.8%)
2023$4,974.00 (+7.9%)$302,080 (+7.97%) Land $160,000 Building $142,080$302,080 (+7.97%) Land $160,000 Building $142,080
2022$4,610.00$279,777 Land $160,000 Building $119,777$279,777 Land $160,000 Building $119,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12104 Kirby Smith Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies33 in force
Nearby Flood Claims3 (2020–2022)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12104 Kirby Smith Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORLANDO UTILITIES COMMISSION
serves 536,466 people · EPA ID FL3480962
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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