12103 Winding Spring Ct, Coldstream (Louisville), KY 40245 Property Records

Louisville/Jefferson County Metro Government property record for 12103 Winding Spring Ct, Coldstream, KY 40245 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1982
Square Footage	945 sqft Finished Area
Lot Size	10,360 sqft (0.237 acres)
Garage	Basement
Occupancy	Owner Occupied
Tax Bill	$2,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`21172703380000`
Alternative APNs	`172703380000` `00004461`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Building Area	945 sqft Finished Area
Primary Flooring	Covered Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1982
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,360 sqft (0.237 acres)
Depth X Width	148 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage
Deck Area	79 sqft Deck

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	00004461
Street Address	12103 WINDING SPRING CT
City	COLDSTREAM
State	KY
Zip	40245-1860
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COLDSTREAM SEC 3B 70 X 148
Legal Subdivision	COLDSTREAM
Legal Lot Number	338
Jurisdiction	JEFFERSON KY
Minor Civil Division	NORTHEAST JEFFERSON
Census Blockgroup	2
Census Block	2002
Census Tract	10324

Owner

Source: Louisville/Jefferson County Metro Government records · APN 21172703380000

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12103 WINDING SPRING CT, LOUISVILLE, KY 40245-1860
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Sep 18, 2001 · Amount on Record
Last Transfer Date	Nov 04, 2025
Transfer Doc	0000138430
Record Refreshed	Jun 08, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Nov 04, 2025
Property Address	12103 WINDING SPRING CT, COLDSTREAM, KY 40245-1860
Document Number	0000138430
Book / Page	D 13192 / 800
Map Reference	MB 23 PG 72
Instrument Date	Oct 17, 2025
Instrument	2025138430
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12103 WINDING SPRING CT, LOUISVILLE, KY 40245-1860

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	12103 WINDING SPRING CT, LOUISVILLE, KY 40245-1860

Mortgage

Document Number	0000138431
Date	Nov 04, 2025
Instrument	2025138431

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Coldstream City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,085.00 (-1.93%)	$186,840 (-) Land $45,000 Building $141,840
2024	$2,126.00 (-1.71%)	$186,840 (-) Land $45,000 Building $141,840	$186,840 (-) Land $45,000 Building $141,840
2023	$2,163.00 (-0.37%)	$186,840 (-) Land $45,000 Building $141,840	$186,840 (-) Land $45,000 Building $141,840
2022	$2,171.00	$186,840 Land $45,000 Building $141,840	$186,840 Land $45,000 Building $141,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.