Hamilton County property record for 12100 Springdale Lake Dr, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,862 sqft · built 1987 |
| Lot Size | 0.323 acres (14,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Aug 2024) |
| Tax Bill | $5,045 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 599-0050-0420-00 |
| Primary APN | 599-0050-0420-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,862 sqft Living Area |
| Gross Area | 3,556 sqft |
| 1st Floor Area | 1,032 sqft |
| 2nd Floor Area | 1,030 sqft |
| Basement Area | 1,032 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 14,070 sqft (0.323 acres) |
| Lot Dimensions | 166 ft deep x 81 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 99 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 12100 SPRINGDALE LAKE DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-1548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRINGDALE LAKE DR 81.04 X 166.78 IRR LOT 15CROSSINGS OF SPRINGDALE |
| Legal Subdivision | CROSSINGS SPRINGDALE |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | SPRINGDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21501 |
12100 Springdale Lake Dr is owned and occupied by an individual who bought it in August 2024.
Source: Hamilton County records, as of January 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12100 SPRINGDALE LAKE DR, CINCINNATI, OH 45246-1548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 19, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK FSB |
| Jun 11, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Jun 11, 2019 | Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2024 · Amount on File |
| Deed Sale | Aug 13, 2024 · Amount on File |
| Prior Sale | Jun 11, 2019 · Amount on File |
| Deed Document Number | 202456302 |
| Deed Book / Page | 15228 / 1684 |
| Prior Transfer Date | May 5, 2012 |
| Prior Transfer Doc | 0000000270 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12100 SPRINGDALE LAKE DR, CINCINNATI, OH 45246-1548 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000031855 |
|---|---|
| Date | Mar 12, 2021 |
| Book Page | 14373/1624 |
| Instrument | 2021-0031855 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 12100 SPRINGDALE LAKE DR, CINCINNATI, OH 45246-1548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000034592 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 13399/01603 |
| Instrument | 17-0034592 |
| Name | FIRST FINANCIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 28, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 11, 2019 |
| Property Address | 12100 SPRINGDALE LAKE DR, CINCINNATI, OH 45246-1548 |
| Document Number | 0000045541 |
| Book / Page | 013936 / 000770 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 45541 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12100 SPRINGDALE LAKE DR CINCINNATI OH 452461548, CINCINNATI, OH 45246-1548 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 11, 2019 |
| Property Address | 12100 SPRINGDALE LAKE DR, CINCINNATI, OH 45246-1548 |
| Document Number | 0000045561 |
| Book / Page | 013936 / 000770 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 45561 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12100 SPRINGDALE LAKE DR CINCINNATI OH 452461548, CINCINNATI, OH 45246-1548 |
| Document Number | 45564 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 013936/000785 |
| Instrument | 45564 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2025 property tax bill for 12100 Springdale Lake Dr was $5,045, up 16.3% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Springdale City |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,045.00 (+16.27%) | $100,541 (-) Land $18,130 Building $82,411 | $287,260 Land $51,800 Building $235,460 |
| 2024 | $4,339.00 (-0.16%) | $100,541 (-) Land $18,130 Building $82,411 | |
| 2023 | $4,346.00 (+1.59%) | $100,541 (+24.9%) Land $18,130 Building $82,411 | $287,260 Land $51,800 Building $235,460 |
| 2022 | $4,278.00 Homeowner's exemption | $80,500 Land $17,010 Building $63,490 | |
| 2020 | $230,000 Land $48,600 Building $181,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 12100 Springdale Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12100 Springdale Lake Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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