12100 Garnet Dr, Clermont, FL 34711 Property Records

Lake County property record for 12100 Garnet Dr, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,160 sqft · built 1998
Lot Size0.563 acres (24,548 sqft)
OwnerIndividual Name on File
Last Sale$400,000 (Apr 2014)
Tax Bill$5,398 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN31-22-26-0060-000-05900

Property Details

APN / Parcel Number

Primary APN31-22-26-0060-000-05900
Alternative APN
  • 2868856

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,160 sqft Living Area
1st Floor Area2,160 sqft
Basement Area2,030 sqft
Finished Basement2,030 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2022
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area24,548 sqft (0.563 acres)
Garage TypeFinished
Garage Area525 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchOpen Porch
Porch Area876 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number2868856
Street Address12100 GARNET DR
CityCLERMONT
StateFL
Zip34711-7675
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAMBERHILL FIRST ADDITION LOT 59 PB 28 PGS 69-70 ORB 4470 PG 1774
Legal Range26E
Legal Township22S
Legal Section31
Legal SubdivisionAMBERHILL
Legal Tract60
Legal Lot Number59
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1011
Census Tract31316

Owner

12100 Garnet Dr is owned and occupied by an individual who bought it in April 2014.

Source: Lake County records, as of December 15, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address12100 GARNET DR, CLERMONT, FL 34711-7675
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2014 · Amount on File
Deed SaleApr 30, 2014 · Amount on File
Prior SaleNov 16, 2011 · Amount on File
Deed Document Number2014047156
Deed Book / Page4470 / 1774
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address12100 GARNET DR, CLERMONT, FL 34711-7675
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054881086
DateJun 18, 2020
Book Page5488/1086
Instrument2020065259
Lender
NameCARROLLTON BANK
TypeBank
AddressSPRINGFIELD, IL 62704
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$394,310 Land $150,000 Building $244,310$559,304 Land $150,000 Building $409,304
2024$5,398.00 (+5.82%)
2023$5,101.00 (+6.94%) Homeowner's exemption$372,040 (+3%)$506,941 (+28.13%) Land $120,000 Building $386,941
2022$4,770.00 Homeowner's exemption$361,210$395,638 Land $72,000 Building $323,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12100 Garnet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12100 Garnet Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
CenturyLink
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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