1210 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 1210 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,140 sqft · built 1955
Lot Size	0.404 acres (17,598 sqft)
Owner	2 Company Names on Record
Last Sale	$180,000 (Dec 2021)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-276-082`

Property Details

APN / Parcel Number

Primary APN	`09-276-082`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,598 sqft (0.404 acres)
Porch	Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1210 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5914
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#12 STEWART PARK SEC1 PB03 PG60
Legal Subdivision	STEWART PARK
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3044
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1210 LANCASTER AVE, MONROE, NC 28112-5914
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Intrafamily Transfer, Transfer
Dec 17, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2021 · Amount on Record
Deed Sale	Dec 17, 2021 · Amount on Record
Deed Document Number	202159461
Deed Book / Page	8349 / 246
Last Transfer Date	Mar 5, 2026
Transfer Doc	0000007960
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Mar 26, 2026
Property Address	1210 LANCASTER AVE, MONROE, NC 28112-5914
Document Number	0009334900
Book / Page	9334 / 900
Map Reference	MB 3 PG 60
Instrument Date	Mar 5, 2026
Instrument	7960
Transaction Type	Transfer
Record Updated	Apr 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1210 LANCASTER AVE, MONROE, NC 28112-5914

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1210 LANCASTER AVE, MONROE, NC 28112-5914

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 17, 2021
Property Address	1210 LANCASTER AVE, MONROE, NC 28112-5914
Document Number	0008349246
Book / Page	8349 / 246
Map Reference	MB 3 PG 60
Instrument Date	Dec 16, 2021
Instrument	59461
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	FOREHAND TITLE COMPANY, MOREHEAD TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5303 LEDBETTER FORD RD, 5303, OAKBORO, NC 28129-8865

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 LINCOLN AVE, STATEN ISLAND, NY 10306-3367

Mortgage

Document Number	0000059462
Date	Dec 17, 2021
Instrument	59462

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,000 (-) Land $51,200 Building $157,800	$209,000 (-) Land $51,200 Building $157,800
2025	$1,827.00 (+36.85%)	$209,000 (+70.61%) Land $51,200 Building $157,800	$209,000 (+70.61%) Land $51,200 Building $157,800
2023	$1,335.00	$122,500 Land $13,500 Building $109,000	$122,500 Land $13,500 Building $109,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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