1200 Lancaster Ave, Monroe, NC 28112 Property Records

Union County property record for 1200 Lancaster Ave, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,824 sqft · built 1955
Lot Size	0.785 acres (34,195 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Oct 2023)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-276-084`

Property Details

APN / Parcel Number

Primary APN	`09-276-084`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	34,195 sqft (0.785 acres)
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1200 LANCASTER AVE
City	MONROE
State	NC
Zip	28112-5914
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#14 & #15 STEWART PARK SEC1 PB03 PG60
Legal Subdivision	STEWART PARK
Legal Lot Number	14
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3044
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1200 LANCASTER AVE, MONROE, NC 28112-5914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 1, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	202324419
Deed Book / Page	8793 / 465
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 6, 2023
Property Address	1200 LANCASTER AVE, MONROE, NC 28112-5914
Document Number	0000879346
Book / Page	8793 / 46
Map Reference	MB 3 PG 60
Instrument Date	Oct 5, 2023
Instrument	24419
Transaction Type	Transfer
Record Updated	Oct 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 SWHITE ST, MARSHVILLE, NC 28103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LANCASTER AVE, MONROE, NC 28112-5914

Mortgage

Document Number	0000024420
Date	Oct 6, 2023
Instrument	24420

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1200 LANCASTER AVE, MONROE, NC 28112-5914
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7083593
Date	Jan 8, 2018
Book Page	7083/593
Instrument	0000475

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 1, 2019
Property Address	1200 LANCASTER AVE, MONROE, NC 28112-5914
Document Number	732261
Book / Page	007322 / 000061
Instrument Date	Feb 14, 2019
Instrument	5094
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1200 LANCASTER AVE MONROE NC 281125914, MONROE, NC 28112-5914

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,300 (-) Land $55,700 Building $257,600	$313,300 (-) Land $55,700 Building $257,600
2025	$2,738.00 (+31.76%)	$313,300 (+64.38%) Land $55,700 Building $257,600	$313,300 (+64.38%) Land $55,700 Building $257,600
2023	$2,078.00	$190,600 (-) Land $16,600 Building $174,000	$190,600 (-) Land $16,600 Building $174,000
2022	$2,078.00	$190,600 Land $16,600 Building $174,000	$190,600 Land $16,600 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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