Monroe County property record for 1128 Johnson St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,130 sqft · built 1968 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,750,000 (Aug 2026) |
| Tax Bill | $12,778 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00058530-000000 |
| Primary APN | 00058530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,130 sqft Living Area |
| Gross Area | 1,494 sqft |
| 1st Floor Area | 1,130 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Porch | Open Porch |
| Porch Area | 786 sqft |
| Patio Area | 395 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1059013 |
|---|---|
| Street Address | 1128 JOHNSON ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-4828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | KW MARTELLO TOWERS PB1-140 LT 6 SQR 4 TR 27 OR336-208/09 OR577-365 OR603-886 OR1237-1409/11P/R OR2546-1692/93 OR2974-1554 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 05 |
| Legal Subdivision | MARTELLO TOWERS |
| Legal Tract | 27 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 972800 |
1128 Johnson St is owned by an individual who bought it in August 2026.
Source: Monroe County records, as of August 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20236 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9300 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK |
| Jul 11, 2019 | Warranty Deed, Transfer IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 20262555148 |
| Deed Book / Page | 3396 / 80 |
| Prior Transfer Date | Apr 17, 1995 |
| Prior Transfer Doc | 1349001855 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 4, 2026 |
| Property Address | 1128 JOHNSON ST, KEY WEST, FL 33040-4828 |
| Document Number | 0002555148 |
| Book / Page | 3396 / 80 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20262555148 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $1,237,250.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20236 COTTAGEWOOD RD, EXCELSIOR, MN 55331-9300 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1128 JOHNSON ST, KEY WEST, FL 33040-4828 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL |
| Name | Verified Name |
|---|---|
| Address | 1128 JOHNSON ST, KEY WEST, FL 33040-4828 |
| Document Number | 0030930201 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 3093/201 |
| Instrument | 2316533 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jul 11, 2019 |
| Property Address | 1128 JOHNSON ST, KEY WEST, FL 33040-4828 |
| Document Number | 0029741554 |
| Book / Page | 002974 / 001554 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 2228298 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,615.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1128 JOHNSON ST KEY WEST NAVAL AIR STATION FL 330404828, KEY WEST NAVAL AIR STATION, FL 33040-4828 |
| Document Number | 29741556 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 002974/001556 |
| Instrument | 2228299 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | NEW IBERIA, LA 70562 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 1128 Johnson St was $12,778, up 0.8% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,778.00 (+0.81%) | $1,485,014 Land $1,161,500 Building $323,514 | $1,485,014 Land $1,161,500 Building $323,514 |
| 2024 | $12,675.00 (+76.07%) | ||
| 2023 | $7,199.00 (+4.48%) Homeowner's exemption | $846,499 (+3%) | $1,506,330 (+26.79%) Land $1,212,000 Building $294,330 |
| 2022 | $6,890.00 Homeowner's exemption | $821,844 | $1,188,088 Land $914,050 Building $274,038 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1128 Johnson St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 349 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 405 units insured incl. 56 condo units |
| Nearby Flood Claims | 45 (1994–2025) |
| Claims Outside the SFHA | 2 of 45 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1128 Johnson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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