1210 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1210 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 1881
Lot Size	0.081 acres (3,528 sqft)
Owner	Individual Name on File
Last Sale	$144,000 (Oct 2023)
Tax Bill	$1,891 (2025)
Deeds & Mortgages	Sep 2005 Line of Credit Oct 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`206 13620185`

Property Details

APN / Parcel Number

Primary APN	`206 13620185`
Alternative APN	`13620185`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	944 sqft Living Area

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Lot Area	3,528 sqft (0.081 acres)

Location & Zoning

Account Number	206 13620185
Street Address	1210 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 54 FT L 9 B 3 ORIGINAL PLAT
Legal Subdivision	ORIGINAL PLAT, CITY OF BELOIT
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2005	Deed of Trust, Mortgage · Line of Credit ASSOCIATED BANK NA
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Nov 22, 2021	Warranty Deed, Transfer
Nov 11, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Feb 1, 2016	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Nov 22, 2021 · Amount on Record
Deed Document Number	20232249194
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001723968
Date	Sep 23, 2005
Instrument	1723968

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002249196
Date	Oct 2, 2023
Instrument	2249196

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Oct 2, 2023
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Document Number	0002249194
Instrument Date	Sep 27, 2023
Instrument	2249194
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$432.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 EMERSON ST, BELOIT, WI 53511-5559

Mortgage

Document Number	0002249195
Date	Oct 2, 2023
Instrument	2249195

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Mortgage

Document Number	0002249196
Date	Oct 2, 2023
Instrument	2249196

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 22, 2021
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Document Number	0002205286
Instrument Date	Nov 18, 2021
Instrument	2205286
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 W GLENARM RD, GLENARM, IL 62536-6587

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 11, 2019
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Document Number	0002140913
Instrument Date	Nov 7, 2019
Instrument	2140913
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 EMERSON ST, BELOIT, WI 53511-5559

Mortgage

Document Number	0002140914
Date	Nov 11, 2019
Instrument	2140914

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 1, 2016
Property Address	1210 EMERSON ST, BELOIT, WI 53511-5559
Document Number	0002044515
Instrument Date	Jan 29, 2016
Instrument	2044515
Transaction Type	Transfer
Record Updated	Oct 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$142.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 EMERSON ST, BELOIT, WI 53511-5559

Mortgage

Document Number	0002044516
Date	Feb 1, 2016
Instrument	2044516

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,891.00 (+46.59%) Homeowner's exemption	$124,500 (+50.73%) Land $7,300 Building $117,200	$136,700 (+45.58%)
2023	$1,290.00 (-3.66%)	$82,600 (-) Land $7,300 Building $75,300	$93,900 (+9.57%)
2022	$1,339.00	$82,600 Land $7,300 Building $75,300	$85,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ResTech Services.

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