1120 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1120 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,431 sqft · built 1920
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2025)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Apr 2025 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`206 13670400`

Property Details

APN / Parcel Number

Primary APN	`206 13670400`
Alternative APN	`13670400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,431 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	3,703 sqft (0.085 acres)

Location & Zoning

Account Number	206 13670400
Street Address	1120 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOTS 7 & 8 B 8 ORIGINAL PLAT COM 52 FT WLY OF NE COR L 8, TH WLY 45 FT, TH SLY 82 FT, TH ELY 45 FT, TH NLY 82 FT TO POB
Legal Subdivision	ORIGINAL PLAT CITY OF BELOIT
Legal Lot Number	7-8
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2015
Census Tract	1900

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 EMERSON ST, BELOIT, WI 53511-5557
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2025	Warranty Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 7, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	Nov 7, 2017 · Amount on Record
Deed Document Number	20252282378
Record Updated	Jun 8, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Apr 8, 2025
Property Address	1120 EMERSON ST, BELOIT, WI 53511-5557
Document Number	0002282378
Instrument Date	Apr 4, 2025
Instrument	2282378
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 EMERSON ST, BELOIT, WI 53511-5557

Mortgage

Document Number	0002282379
Date	Apr 8, 2025
Instrument	2282379

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Nov 7, 2017
Property Address	1120 EMERSON ST, BELOIT, WI 53511-5557
Document Number	0002091323
Instrument Date	Nov 6, 2017
Instrument	2091323
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+63.9%)	$169,600 (+56.75%) Land $6,900 Building $162,700	$186,300 (+51.34%)
2023	$1,701.00	$108,200 Land $6,900 Building $101,300	$123,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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