1210 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1210 Eden Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,348 sqft · built 1999
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Sep 2022)
Tax Bill$3,049 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Nov 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN94541

Property Details

APN / Parcel Number

Primary APN94541
Alternative APN
  • 352531440000010770

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,348 sqft Heated Area
Gross Area2,025 sqft
1st Floor Area1,348 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2010
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.219 acres)
Lot Dimensions100 ft deep x 97 ft wide
Garage TypeFinished
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area236 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number94541
Street Address1210 EDEN DR
CitySAINT CLOUD
StateFL
Zip34771-9790
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORS3
Legal DescriptionNEW EDEN REPLAT UNIT 15 PB 1 PG 343 LOTS 77-80
Legal Range31E
Legal Township25S
Legal Section35
Legal SubdivisionNEW EDEN ON LK UN15R
Legal Tract4400
Legal Block1
Legal Lot Number77-80 78
Legal Unit15
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1064
Census Tract43700

Owner

Source: Osceola County records · APN 94541

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1210 EDEN DR, SAINT CLOUD, FL 34771-9790
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 27, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL FLORIDA EDUCATORS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 23, 2022 · Amount on Record
Deed SaleSep 23, 2022 · Amount on Record
Prior SaleAug 23, 2012 · Amount on Record
Deed Document Number2022144366
Deed Book / Page6290 / 2767
Record UpdatedJun 08, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 23, 2022
Property Address1210 EDEN DR, SAINT CLOUD, FL 34771-9790
Document Number0062902767
Book / Page6290 / 2767
Map ReferenceMB 1 PG 343
Instrument DateSep 22, 2022
Instrument2022144366
Transaction TypeTransfer
Record UpdatedOct 17, 2022
Title CompanyA CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address446 ROBINSON AVE, 446, SAINT CLOUD, FL 34769-1964

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 EDEN DR, SAINT CLOUD, FL 34771-9790

Mortgage

Document Number0062902768
DateSep 23, 2022
Instrument6290/2768
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1210 EDEN DR, SAINT CLOUD, FL 34771-9790
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyMORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052432598
DateNov 27, 2017
Book Page5243/2598
Instrument2017167479
Lender
NameCENTRAL FLORIDA EDUCATORS FCU
TypeCredit Union
AddressLAKE MARY, FL 32746
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueNov 26, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,049.00 (+7.21%) Homeowner's exemption$209,504 (+5.12%)$229,200 (+15%) Land $35,000 Building $194,200
2023$2,844.00 (+126.98%) Homeowner's exemption$199,300 (+124.87%) Land $10,000 Building $189,300$199,300 (+28.33%) Land $10,000 Building $189,300
2022$1,253.00 Homeowner's exemption$88,629$155,300 Land $10,000 Building $145,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation66.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35

Based on FCC filings for 224 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494439, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTWA SUNBRIDGE WATER TREATMENT PLANT
public/private · serves 542 people
Water SourceGroundwater
Last State InspectionJan 2025
Also Mapped HereTOHO WATER AUTHORITY-POINCIANA SYSTEM
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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