1196 Eden Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1196 Eden Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 2001
Lot Size	0.207 acres (9,016 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,400 (Dec 2019)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`26-25-31-4370-0001-1420`

Property Details

APN / Parcel Number

Primary APN	`26-25-31-4370-0001-1420`
Alternative APNs	`253126437000011420` `92336`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,016 sqft (0.207 acres)
Lot Dimensions	106 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Vinyl Porch
Porch Area	344 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1196 EDEN DR
City	SAINT CLOUD
State	FL
Zip	34771-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORS3
Legal Description	REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 142
Legal Range	31E
Legal Township	25S
Legal Section	26
Legal Subdivision	NEW EDEN ON THE LAKES UNITS 11 AND 14 RE
Legal Tract	4370
Legal Block	1
Legal Lot Number	142
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1065
Census Tract	43700

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1196 EDEN DR, SAINT CLOUD, FL 34771-9608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2018	Warranty Deed, Transfer SOUTHEAST PROF TITLE L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	2019167267
Deed Book / Page	5647 / 651
Prior Transfer Date	Nov 17, 2006
Prior Transfer Doc	0033471355
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 26, 2019
Property Address	1196 EDEN DR, SAINT CLOUD, FL 34771-9608
Document Number	0056470651
Book / Page	5647 / 0651
Map Reference	MB 1 PG 353&354
Instrument Date	Dec 13, 2019
Instrument	2019167267
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,521.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2219 DOE CROSSING CT, 2219, ORLANDO, FL 32837-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1196 EDEN DR, SAINT CLOUD, FL 34771-9608

Mortgage

Document Number	0056470653
Date	Dec 26, 2019
Instrument	5647/0653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 28, 2018
Property Address	1196 EDEN DR, SAINT CLOUD, FL 34771-9608
Document Number	0054560489
Book / Page	005456 / 000489
Instrument Date	Dec 12, 2018
Instrument	188994
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	SOUTHEAST PROF TITLE L

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2219 DOE CROSSING CT ORLANDO FL 328375335, ORLANDO, FL 32837-5335

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 (+5.87%) Homeowner's exemption	$195,077 (+5.99%)	$277,400 (+2.17%) Land $35,000 Building $242,400
2024	$2,691.00 (+2.28%)
2023	$2,631.00 (+4.74%) Homeowner's exemption	$184,059 (+3%)	$271,500 (+29.16%) Land $35,000 Building $236,500
2022	$2,512.00 Homeowner's exemption	$178,699	$210,200 Land $35,000 Building $175,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	66.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people · EPA ID FL3494439
Water Source	Groundwater
Last State Inspection	Jan 2025
Also Mapped Here	TOHO WATER AUTHORITY-POINCIANA SYSTEM
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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