1210 E 13th St, Atlantic, IA 50022 Property Records

Cass County property record for 1210 E 13th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1955
Lot Size	0.263 acres (11,466 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Jan 2019)
Tax Bill	$2,070 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`300005389001000`

Property Details

APN / Parcel Number

Primary APN	`300005389001000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,317 sqft Living Area
1st Floor Area	1,317 sqft
Basement Area	1,317 sqft
Finished Basement	659 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,466 sqft (0.263 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	27 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1210 E 13TH ST
City	ATLANTIC
State	IA
Zip	50022-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZURFLUH'S ADD E1/2 LOT 2 BLK 6
Legal Subdivision	ZURFLUHS ADDITION
Legal Block	6
Legal Lot Number	2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1022
Census Tract	190400

Owner

1210 E 13th St is owned and occupied by two individuals who bought it in January 2019.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1210 E 13TH ST, ATLANTIC, IA 50022-2420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 20, 2018	Deed of Trust, Mortgage · Balloon Mortgage FIRST WHITNEY BANK & TRUST
Jan 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Deed Book / Page	2019 / 92
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1210 E 13TH ST, ATLANTIC, IA 50022-2420
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/283
Date	Jan 29, 2021
Book Page	2021/283
Instrument	2021-283

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS IA
Property Address	1210 E 13TH ST, ATLANTIC, IA 50022-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/2228
Date	Dec 20, 2018
Book Page	2018/2228

Lender

Name	FIRST WHITNEY BANK & TRUST

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jan 23, 2019
Property Address	1210 E 13TH ST, ATLANTIC, IA 50022-2420
Document Number	2019/92
Book / Page	2019 / 92
Instrument Date	Jan 22, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 E 13TH ST, ATLANTIC, IA 50022-2420

Mortgage

Document Number	0002019/93
Date	Jan 23, 2019
Book Page	2019/93

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1210 E 13th St was $2,070 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,070.00 Homeowner's exemption	$131,280 (-) Land $12,440 Building $118,840	$131,280 (-) Land $12,440 Building $118,840
2025	$2,070.00 (-7.42%) Homeowner's exemption	$131,280 Land $12,440 Building $118,840	$131,280 Land $12,440 Building $118,840
2024	$2,236.00
2023		$134,580 Land $12,440 Building $122,140	$134,580 Land $12,440 Building $122,140
2022	$2,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1210 E 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1210 E 13th St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 79% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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