1203 E 13th St, Atlantic, IA 50022 Property Records

Cass County property record for 1203 E 13th St, Atlantic, IA 50022

Property Summary

Property Type	Single Family Home
Details	2 bd · 3.5 ba · 1,295 sqft · built 1966
Lot Size	1.07 acres (46,809 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Nov 2025)
Tax Bill	$3,930 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300005868001000`

Property Details

APN / Parcel Number

Primary APN	`300005868001000`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,295 sqft Living Area
1st Floor Area	1,295 sqft
Basement Area	1,295 sqft
Finished Basement	900 sqft
Unfinished Basement	395 sqft
Game Room	Game Room
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,809 sqft (1.07 acres)
Garage Type	Mixed
Garage Area	1,083 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	429 sqft
Deck Area	34 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1203 E 13TH ST
City	ATLANTIC
State	IA
Zip	50022-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZURFLUH'S ADD S1/2 LOT 1 & W24' N1/2 LOT 1 & LOT 2 BLK 5
Legal Subdivision	ZURFLUHS ADDITION
Legal Block	5
Legal Lot Number	1,2
Jurisdiction	CASS IA
Township / Civil Division	GROVE
Census Block Group	1
Census Block	1022
Census Tract	190400

Owner

1203 E 13th St is owned and occupied by two individuals who bought it in November 2025.

Source: Cass County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 E 13TH ST, ATLANTIC, IA 50022-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer · Closed-End Mortgage FIRST WHITNEY BANK & TRUST
Jun 3, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2025 · Amount on File
Deed Sale	Nov 26, 2025 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Book / Page	2025 / 2061
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Nov 26, 2025
Property Address	1203 E 13TH ST, ATLANTIC, IA 50022-2421
Document Number	02025/2061
Book / Page	2025 / 2061
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$623.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	203 E 13TH ST, ATLANTIC, IA 50022

Mortgage

Document Number	0020252062
Date	Nov 26, 2025
Instrument	2025/2062

Lender

Name	FIRST WHITNEY BANK & TRUST
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	62 Months
Due	Jan 26, 2031

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS IA
Recording Date	Jun 3, 2019
Property Address	1203 E 13TH ST, ATLANTIC, IA 50022-2421
Document Number	2019/856
Book / Page	2019 / 856
Instrument Date	May 24, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 E 13TH ST, ATLANTIC, IA 50022-2421

Mortgage

Document Number	002019/857
Date	Jun 3, 2019
Book Page	2019/857

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 1203 E 13th St was $3,930 with a homeowner's exemption.

Source: Cass County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cass County
Municipality	Atlantic City
Unified School District	Atlantic Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,930.00 Homeowner's exemption	$239,490 (-) Land $10,990 Building $228,500	$239,490 (-) Land $10,990 Building $228,500
2025	$3,930.00 (-13.85%) Homeowner's exemption	$239,490 Land $10,990 Building $228,500	$239,490 Land $10,990 Building $228,500
2024	$4,562.00
2023		$263,920 Land $10,990 Building $252,930	$263,920 Land $10,990 Building $252,930
2022	$4,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1203 E 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 E 13th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Massena Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Western Iowa Wireless.

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