1210 Boon St, Sumas, WA 98295 Property Records

Whatcom County property record for 1210 Boon St, Sumas, WA 98295

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 2007
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Jul 2018)
Tax Bill$3,778 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN553363

Property Details

APN / Parcel Number

Primary APN553363
Alternative APNs
  • 400402 105545 0000
  • 136502

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area1,644 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchCovered Porch
Porch Area36 sqft
Patio Area252 sqft
Storage Building144 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number553363
Street Address1210 BOON ST
CitySUMAS
StateWA
Zip98295-9654
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRH
Legal DescriptionBRAINARD PLAT LOT 14
Legal Range04
Legal Township40
Legal Section02
Legal SubdivisionBRAINARD PLAT
Legal Lot Number14
JurisdictionWHATCOM WA
Township / Civil DivisionSUMAS
Census Block Group1
Census Block1072
Census Tract10202

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address1210 BOON ST, SUMAS, WA 98295-9654
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WHATCOM EDUCATIONAL CU
Jul 18, 2018Warranty Deed, Transfer · Conventional with PMI
WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2018 · Amount on Record
Deed SaleJul 18, 2018 · Amount on Record
Prior SaleDec 12, 2014
Deed Document Number2018-0701916
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1210 BOON ST, SUMAS, WA 98295-9654
Transaction TypeMortgage
Record UpdatedMar 17, 2026
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000804143
DateAug 27, 2021
Instrument2021-0804143
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateJul 18, 2018
Property Address1210 BOON ST, SUMAS, WA 98295-9654
Document Number2180701916
Instrument DateJul 12, 2018
Instrument701916
Transaction TypeTransfer
Record UpdatedOct 4, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,722.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1210 BOON ST SUMAS WA 982959654, SUMAS, WA 98295-9654

Mortgage

Document Number2180701917
DateJul 18, 2018
Instrument701917
Lender
NameWHATCOM EDUCATIONAL CU
TypeCredit Union
AddressBELLINGHAM, WA 98227-9750
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
MunicipalitySumas City
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,778.00 (+17.92%)$407,738 (+13.5%) Land $135,850 Building $271,888$407,738 (+13.5%) Land $135,850 Building $271,888
2022$359,242 Land $124,096 Building $235,146$359,242 Land $124,096 Building $235,146
2021$3,204.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 251 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies251 in force
Nearby Flood Claims226 (2020–2026)
Claims Outside the SFHA10 of 226
Most Recent ClaimJun 2026 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 218 claims
  • Severe Storms, Flooding, Landslides, And Mudslides, Feb 2020 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMAS WATER DEPT
serves 2,157 people · EPA ID WA5384870
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Pogozone powered by Neubeam
Cable · Fiber in parts of the area
250 / 35

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