1210 Arbor Ln, Pacific, MO 63069 Property Records

Franklin County property record for 1210 Arbor Ln, Pacific, MO 63069

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,248 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$2,083 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-1-11.0-4-015-010.000`

Property Details

APN / Parcel Number

Primary APN	`19-1-11.0-4-015-010.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1979
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Area	720 sqft
Patio Area	160 sqft

Location & Zoning

Street Address	1210 ARBOR LN
City	PACIFIC
State	MO
Zip	63069-1205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6 ARBOR LANE ADDITION
Legal Range	02E
Legal Township	43
Legal Section	11
Legal Quarter	SE
Legal Subdivision	ARBOR LANE
Legal Block	15
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	2
Census Block	2057
Census Tract	800704

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1210 ARBOR LN, PACIFIC, MO 63069-1205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Aug 19, 2024	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 14, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2024
Deed Sale	Aug 19, 2024
Prior Sale	Aug 19, 2024
Deed Document Number	2409527
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1210 ARBOR LN, PACIFIC, MO 63069-1205
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002515369
Date	Dec 2, 2025
Instrument	2515369

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 19, 2024
Property Address	1210 ARBOR LN, PACIFIC, MO 63069-1205
Document Number	0002409527
Map Reference	PB M PG 474
Instrument Date	Aug 9, 2024
Instrument	2409527
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ARBOR LN, PACIFIC, MO 63069-1205

Mortgage

Document Number	0002409528
Date	Aug 19, 2024
Instrument	2409528

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 2, 2021
Property Address	1210 ARBOR LN, PACIFIC, MO 63069-1205
Document Number	0002112442
Map Reference	PB M PG 474
Instrument Date	Jun 29, 2021
Instrument	2112442
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1436 RIVERWOOD DR, 1436, PACIFIC, MO 63069-3822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1210 ARBOR LN, PACIFIC, MO 63069-1205

Mortgage

Document Number	0002112443
Date	Jul 2, 2021
Instrument	2112443

Lender

Name	US BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1210 ARBOR LN, PACIFIC, MO 63069-1205
Document Number	0000018327
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1210 ARBOR LN PACIFIC MO 630691205, PACIFIC, MO 63069-1205

Mortgage

Document Number	0000018327
Date	Oct 27, 2020
Instrument	18327

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 26, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Pacific City
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,083.00 (+12.23%)	$27,645 (+11.22%)	$145,500 (+11.22%) Land $16,580 Building $128,920
2023	$1,856.00 (+10.87%)	$24,856	$130,820 Land $16,580 Building $114,240
2022	$1,674.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC PWS serves 6,000 people · EPA ID MO6010620
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	10 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bays-ET Highspeed Fixed Wireless · Fiber in parts of the area	600 / 100
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile.

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